19784 Gem Rd, Lincoln, AR 72744 Property Records

Washington County property record for 19784 Gem Rd, Lincoln, AR 72744

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,600 sqft · built 2006
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on File
Tax Bill$2,625 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-09293-006

Property Details

APN / Parcel Number

Primary APN001-09293-006
Alternative APNs
  • 792597.0
  • 102588

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,600 sqft Living Area
1st Floor Area1,472 sqft
Upper Floors Area1,128 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialShingle
Lot Area41,818 sqft (0.96 acres)
Garage TypeCarport
Garage Area840 sqft
CarportCarport
Carport Area840 sqft

Exterior Amenities

PorchSlab
Porch Area368 sqft
Deck Area160 sqft
Patio Area160 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address19784 GEM RD
CityLINCOLN
StateAR
Zip72744-8774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal DescriptionPT S/2 NE 0.96AC FURTHER DESCRIBED FROM 2014-17985 AS: A PART OF THE SOUTH 1/2 OF THE NE1/4, ALL IN SECTION 1, TOWNSHIP 15 NO
Legal Range33
Legal Township15
Legal Section01
Legal Subdivision01-15-33
JurisdictionWASHINGTON AR
Township / Civil DivisionRHEAS MILL
Census Block Group1
Census Block1043
Census Tract10513

Owner

19784 Gem Rd is owned and occupied by two individuals who acquired it in September 2006.

Source: Washington County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address19784 GEM RD, LINCOLN, AR 72744-8774
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 13, 2006
Transfer Doc0000044336
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON AR
Recording DateSep 16, 2019
Property Address19784 GEM RD, LINCOLN, AR 72744-8774
Document Number201900027994
Instrument DateSep 16, 2019
Instrument2019-00027994
Transaction TypeTransfer
Record UpdatedOct 7, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19784 GEM RD, LINCOLN, AR 72744-8774

Mortgage

Document Number201900027995
DateSep 16, 2019
Instrument2019-00027995
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19784 Gem Rd was $2,625.

Source: Washington County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyWashington County
Unified School DistrictLincoln School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,850 (-) Land $9,000 Building $52,850$309,250 Land $45,000 Building $264,250
2025$2,625.00$61,850 Land $9,000 Building $52,850
2023$2,245.00$61,850 Land $9,000 Building $52,850$309,250 Land $45,000 Building $264,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19784 Gem Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19784 Gem Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 98.8% of Arkansas
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN WATERWORKS
serves 6,690 people · EPA ID AR0000572
Water SourcePurchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State InspectionApr 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OzarksGo
Fiber
2,500 / 2,500

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