19784 Echo Blue Dr, Penn Valley, CA 95946 Property Records

Nevada County property record for 19784 Echo Blue Dr, Penn Valley, CA 95946

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,918 sqft · built 1988
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$794,500 (Apr 2026)
Tax Bill	$10,478 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-620-035-000`

Property Details

APN / Parcel Number

Primary APN	`033-620-035-000`
Alternative APN	`33-620-35-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,918 sqft Living Area
1st Floor Area	2,076 sqft
Basement Area	846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Lot Area	11,761 sqft (0.27 acres)
Terrain	Steep
View / Lot	Lake
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	33-620-35-000
Street Address	19784 ECHO BLUE DR
City	PENN VALLEY
State	CA
Zip	95946-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-PD
Legal Description	LOT 2420 LAKE WILDWOOD UNIT #5
Legal Subdivision	LAKE WILDWOOD UNIT #5
Legal Lot Number	2420
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2006
Census Tract	401

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19784 ECHO BLUE DR, PENN VALLEY, CA 95946-9414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Grant Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Sep 16, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PURE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20266007
Prior Transfer Date	Jan 18, 2017
Prior Transfer Doc	0000001731
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 17, 2026
Property Address	19784 ECHO BLUE DR, PENN VALLEY, CA 95946-9414
Document Number	0000006007
Instrument Date	Apr 3, 2026
Instrument	20266007
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,268.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19784 ECHO BLUE DR, PENN VALLEY, CA 95946-9414
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006008,
Date	Apr 17, 2026
Instrument	20266008

Lender

Name	INTERCAP LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 16, 2022
Property Address	19784 ECHO BLUE DR, PENN VALLEY, CA 95946-9414
Document Number	0000018700
Map Reference	MB 4 PG 9
Instrument Date	Sep 8, 2022
Instrument	20220018700
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	19784 ECHO BLUE DR, PENN VALLEY, CA 95946-9414

Mortgage

Document Number	0000018701
Date	Sep 16, 2022
Instrument	20220018701

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	7.37%
Max Rate At Change	12.3%
Index	Other
Max Rate	12.3%

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jan 24, 2017
Property Address	19784 ECHO BLUE DR, PENN VALLEY, CA 95946-9414
Document Number	0000001731
Map Reference	MAP4 PG9
Instrument Date	Jan 18, 2017
Instrument	20170001731
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1675 OLYMPUS LOOP DR, VISTA, CA 92081-5445

Mortgage

Document Number	0000001732
Date	Jan 24, 2017
Instrument	20170001732

Lender

Name	PURE MORTGAGE
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$848,900 (+1.99%) Land $109,800 Building $739,100
2025	$10,478.00 (+2.31%)	$832,320 (+2%) Land $107,712 Building $724,608
2024	$10,241.00 (+0.38%)
2023	$10,202.00 (+84.62%)	$816,000 Land $105,600 Building $710,400	$749,700
2022	$5,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LAKE WILDWOOD serves 9,108 people · EPA ID CA2910023
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath, Verizon.

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