19783 NW 282nd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 19783 NW 282nd St, Okeechobee, FL 34972

Property Summary

Property Type	Mobile Home
Details	4 bd · 2.5 ba · 2,278 sqft · built 2006
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Apr 2019)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`1-21-34-33-0A00-00014-E000`

Property Details

APN / Parcel Number

Primary APN	`1-21-34-33-0A00-00014-E000`
Alternative APN	`R12134330A0000014E000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,278 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	2,278 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Porch	Slab
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19783 NW 282ND ST
City	OKEECHOBEE
State	FL
Zip	34972-5994
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT E OF TRACT 14 WEST 1/2 OF THE WEST 1/2 OF THE SOUTH 1/2 OF THE NORTH 1/2 OF TRACT 14, SECTION 21 AS TO THE SOUTHERN COLONIZATION COMPANY PLAT OF TOWNSHIP 34 SOUTH, RANGE 33 EAST, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 4, PAGES 3-3E,
Legal Range	33E
Legal Township	34S
Legal Section	21
Legal Subdivision	SOUTHERN COLONIZATION COMPANY T34S R33E
Legal Tract	14
Legal Lot Number	E
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	2
Census Block	2135
Census Tract	910102

Owner

Source: Okeechobee County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6802 PASO ROBLES BLVD, FORT PIERCE, FL 34951-1272
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 2, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 26, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Dec 10, 2009 · Amount on Record
Deed Document Number	20194408
Deed Book / Page	823 / 1554
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 24, 2026
Property Address	19783 NW 282ND ST, OKEECHOBEE, FL 34972-5994
Document Number	0000004639
Instrument Date	Mar 17, 2026
Instrument	20264639
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19783 NW 282ND ST, OKEECHOBEE, FL 34972-5994

Mortgage

Document Number	0000004639,
Date	Apr 24, 2026
Instrument	20264639

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	19783 NW 282ND ST, OKEECHOBEE, FL 34972-5994
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19783 NW 282ND ST, OKEECHOBEE, FL 34972-5994

Mortgage

Document Number	0000011353
Date	Sep 29, 2023
Instrument	2023011353

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Feb 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	19783 NW 282ND ST, OKEECHOBEE, FL 34972-5994
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19783 NW 282ND ST, OKEECHOBEE, FL 34972-5994

Mortgage

Document Number	0000005979
Date	May 2, 2022
Instrument	20220005979

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 26, 2019
Property Address	19783 NW 282ND ST, OKEECHOBEE, FL 34972-5994
Document Number	0008231554
Book / Page	000823 / 001554
Instrument Date	Apr 26, 2019
Instrument	4408
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19783 NW 282ND ST OKEECHOBEE FL 349725994, OKEECHOBEE, FL 34972-5994

Mortgage

Document Number	8231557
Date	Apr 26, 2019
Book Page	000823/001557
Instrument	4409

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00 (+12.12%)	$242,478 (+6.82%) Land $18,375 Building $224,103	$242,478 (+6.82%) Land $18,375 Building $224,103
2023	$3,374.00 (+16.02%)	$226,988 (+19.98%) Land $17,125 Building $209,863	$226,988 (+19.98%) Land $17,125 Building $209,863
2022	$2,908.00	$189,190 Land $14,000 Building $175,190	$189,190 Land $14,000 Building $175,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 73% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon.

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