19782 Roseate Dr, Lutz, FL 33558 Property Records

Pasco County property record for 19782 Roseate Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,313 sqft · built 2020
Lot Size0.139 acres (6,074 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Oct 2020)
Tax Bill$5,337 (2025)
Deeds & MortgagesJul 2026 Sale
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-26-18-0080-00000-0520

Property Details

APN / Parcel Number

Primary APN34-26-18-0080-00000-0520
Alternative APN
  • 1826340080000000520

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,313 sqft Living Area
Gross Area2,754 sqft
1st Floor Area1,591 sqft
Upper Floors Area546 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,074 sqft (0.139 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayConcrete Driveway
Driveway Area196 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address19782 ROSEATE DR
CityLUTZ
StateFL
Zip33558-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionLAKE MARY LOU NORTH PB 77 PG 066 LOT 52
Legal Range18E
Legal Township26S
Legal Section34
Legal SubdivisionLAKE MARY LOU NORTH
Legal Tract80
Legal Lot Number52
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2008
Census Tract31605

Owner

19782 Roseate Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: Pasco County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address19782 ROSEATE DR, LUTZ, FL 33558-2347
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 12, 2020Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2020 · Amount on File
Deed SaleOct 12, 2020 · Amount on File
Deed Document Number2020170176
Deed Book / Page10194 / 3329
Last Transfer DateJul 7, 2026
Transfer Doc0000126417
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionPASCO FL
Recording DateJul 8, 2026
Property Address19782 ROSEATE DR, LUTZ, FL 33558-2347
Document Number0000126417
Book / Page11453 / 1839
Instrument DateJul 7, 2026
Instrument2026126417
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address19782 ROSEATE DR, LUTZ, FL 33558-2347
InvestorPossibly a Property Investor

October 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateOct 12, 2020
Property Address19782 ROSEATE DR, LUTZ, FL 33558-2347
Document Number0101943329
Book / Page10194 / 3329
Map ReferenceMB 77 PG 66
Instrument DateSep 30, 2020
Instrument2020170176
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19782 ROSEATE DR, LUTZ, FL 33558-2347
InvestorPossibly a Property Investor

Mortgage

Document Number101943333
DateOct 12, 2020
Instrument10194/3333
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19782 Roseate Dr was $5,337 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$356,140 (+2.9%)$519,539 (-2.21%) Land $77,079 Building $442,460
2025$5,337.00 Homeowner's exemption$346,110 Land $77,079 Building $269,031$531,293 Land $77,079 Building $454,214
2023$5,022.00 (+11.23%) Additional exemption filed$326,570 (+3%) Land $46,709 Building $279,861$528,560 (+40.97%) Land $46,709 Building $481,851
2022$4,515.00 Homeowner's exemption$317,060 Land $38,934 Building $278,126$374,946 Land $38,934 Building $336,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19782 Roseate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19782 Roseate Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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