1978 Waterside Cir, Bethlehem, GA 30620 Property Records

Barrow County property record for 1978 Waterside Cir, Bethlehem, GA 30620

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,215 sqft · built 2021
Lot Size	47.3 acres (2,062,653 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2023)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`XX053L 074`

Property Details

APN / Parcel Number

Primary APN	`XX053L 074`
Alternative APN	`32486`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,215 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,062,653 sqft
Garage Area	400 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32486
Street Address	1978 WATERSIDE CIR
City	BETHLEHEM
State	GA
Zip	30620-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4 BLK G WATERSIDE AT RIVERWALK
Legal Subdivision	WATERSIDE AT RIVERWALK
Legal Block	G
Legal Lot Number	4
Jurisdiction	BARROW GA
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1013
Census Tract	180501

Owner

Source: Barrow County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1978 WATERSIDE CIR, BETHLEHEM, GA 30620-3151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	0002744335
Deed Book / Page	2744 / 335
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Apr 14, 2023
Property Address	1978 WATERSIDE CIR, BETHLEHEM, GA 30620-3151
Document Number	0000001126
Book / Page	2744 / 335
Instrument Date	Apr 14, 2023
Instrument	2023-001126
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 WATERSIDE CIR, BETHLEHEM, GA 30620-3151

Mortgage

Document Number	0002744337
Date	Apr 14, 2023
Instrument	2744/337

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	1978 WATERSIDE CIR, BETHLEHEM, GA 30620-3151
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 WATERSIDE CIR, BETHLEHEM, GA 30620-3151

Mortgage

Document Number	0025050000000172
Date	Jun 9, 2021
Book Page	0000002505/0000000172

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Mar 11, 2021
Property Address	1978 WATERSIDE CIR, BETHLEHEM, GA 30620-3151
Document Number	0000000942
Book / Page	2505 / 170
Instrument Date	Mar 11, 2021
Instrument	2021-000942
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 WATERSIDE CIR, BETHLEHEM, GA 30620-3151

Mortgage

Document Number	0002505172
Date	Mar 11, 2021
Instrument	2505/172

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Barrow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00 (-9.15%)	$151,691 (+6.76%) Land $30,000 Building $121,691	$379,227 (+6.76%) Land $75,000 Building $304,227
2023	$3,957.00 (+40.67%) Homeowner's exemption	$142,087 (+32.81%) Land $24,000 Building $118,087	$355,218 (+32.81%) Land $60,000 Building $295,218
2022	$2,813.00 Homeowner's exemption	$106,986 Land $24,000 Building $82,986	$267,464 Land $60,000 Building $207,464

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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