1978 Terracotta Ct, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1978 Terracotta Ct, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,829 sqft · built 2022
Lot Size	0.023 acres (1,000 sqft)
Owner	Company Name on Record
Tax Bill	$18,647 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`086-06-055`

Property Details

APN / Parcel Number

Primary APN	`086-06-055`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,829 sqft Living Area
1st Floor Area	261 sqft
2nd Floor Area	776 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,000 sqft (0.023 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1978 TERRACOTTA CT
City	MILPITAS
State	CA
Zip	95035-6248
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4006
Census Tract	504505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 14, 2022
Property Address	1978 TERRACOTTA CT, MILPITAS, CA 95035-6248
Document Number	0025415813
Map Reference	MB 933 PG 43-48
Instrument Date	Nov 14, 2022
Instrument	25415813
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1978 TERRACOTTA CT, MILPITAS, CA 95035-6248

Mortgage

Document Number	0025415814
Date	Dec 14, 2022
Instrument	25415814

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2033
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,459,160 (+2%) Land $729,580 Building $729,580
2025	$18,647.00 (+2.66%)	$1,430,550 (+4.04%) Land $715,275 Building $715,275
2023	$18,164.00	$1,375,000 Land $687,500 Building $687,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 units insured incl. 5 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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