1978 Spruce Ave, Des Plaines, IL 60018 Property Records

Cook County property record for 1978 Spruce Ave, Des Plaines, IL 60018

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,053 sqft · built 1955
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jul 2026)
Tax Bill$2,404 (2024)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-29-225-066

Property Details

APN / Parcel Number

Primary APN09-29-225-066
Alternative APN
  • 09-29-225-066-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,053 sqft Living Area
1st Floor Area1,053 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1956
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1978 SPRUCE AVE
CityDES PLAINES
StateIL
Zip60018-2946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range12E
Legal Township41N
Legal Section29
Legal SubdivisionBAKERS ADD/RIVERVIEW
Legal Block4
Legal Lot Number33-35
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group1
Census Block1027
Census Tract806501

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1978 SPRUCE AVE, DES PLAINES, IL 60018-2946
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2026 · Amount on Record
Deed SaleJul 28, 2026 · Amount on Record
Prior SaleApr 18, 2007 · Amount on Record
Deed Document Number202620927024
Prior Transfer DateAug 1, 2007
Prior Transfer Doc0000022001
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 28, 2026
Property Address1978 SPRUCE AVE, DES PLAINES, IL 60018-2946
Document Number0000027024
Instrument DateJul 22, 2026
Instrument202627024
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57,570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1978 SPRUCE AVE, DES PLAINES, IL 60018-2946

Mortgage

Document Number0000027025,
DateJul 28, 2026
Instrument202620927025
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate7.88%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,000 (+1%) Land $6,500 Building $26,500$330,000 (+1%) Land $65,000 Building $265,000
2024$2,404.00 (-62.06%)
2023$6,336.00 (+165.99%)
2022$2,382.00 Homeowner's exemption Senior Citizen's exemption$30,000 Land $5,525 Building $24,475$300,000 Land $55,250 Building $244,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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