1978 Sparrow Ct, Troy, MI 48084 Property Records

Oakland County property record for 1978 Sparrow Ct, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,167 sqft · built 1974
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Jul 2016)
Tax Bill$6,340 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-20-152-005

Property Details

APN / Parcel Number

Primary APN88-20-20-152-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,167 sqft Living Area
1st Floor Area2,071 sqft
Basement Area1,600 sqft
Unfinished Basement2,071 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions141 ft deep x 131 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1978 SPARROW CT
CityTROY
StateMI
Zip48084-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 20 TROY ESTATES SUB NO 3 LOT 324
Legal Range11E
Legal Township2N
Legal Section20
Legal SubdivisionTROY ESTATES
Legal Lot Number324
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1014
Census Tract196800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1978 SPARROW CT, TROY, MI 48084-1436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2016 · Amount on Record
Deed SaleJul 8, 2016 · Amount on Record
Prior SaleJun 13, 2001 · Amount on Record
Deed Document Number2016130250
Deed Book / Page49561 / 400
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1978 SPARROW CT, TROY, MI 48084-1436
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000157517
DateAug 10, 2020
Book Page54628/465
Instrument157517
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,340.00 (-7.59%)
2023$400,100
2022$6,861.00$200,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimAug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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