1978 Somero Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1978 Somero Rd, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Bedrooms2 Beds
Bathrooms1.5 Baths
Architecture StyleCustom Design
Square Footage504 sqft Gross Area
Lot Size265,716 sqft (6.1 acres)
Garage912 sqft
Tax Bill$2,902.00 (2026)

Property Details

APN / Parcel Number

Primary APN465-0020-02342
Alternative APN
  • 1117560

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Total Rooms2 Rooms
Building Area504 sqft Gross Area
1st Floor672 sqft 1st Floor
Stories1 Stories

Exterior

Architectural StyleCustom Design Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area265,716 sqft (6.1 acres)
Garage Area912 sqft Garage
Deck Area224 sqft Deck
Storage Building24 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1117560
Street Address1978 SOMERO RD
CityELY
StateMN
Zip55731
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal DescriptionTHAT PART OF GOVT LOTS 2 AND 5, DESCRIBED ASFOLLOWS: COMMENCING AT THE NORTHEAST CORNEROF SAID GOVT LOT 2; THENCE
Legal Range12W
Legal Township63N
Legal Section17
Legal Lot Number2,5
JurisdictionST LOUIS MN
Minor Civil DivisionMORSE
Census Blockgroup2
Census Block2015
Census Tract15401

Owner

Source: St. Louis County records · APN 465-0020-02342

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5112 COLFAX AVE S, MINNEAPOLIS, MN 55419-1148
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Warranty Deed, Transfer · Conventional Mortgage
BOUNDARY WATERS BANK
Sep 22, 2021Warranty Deed, Transfer · Conventional Mortgage
FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 24, 2021
Property Address1978 SOMERO RD, ELY, MN 55731-8142
Document Number0001047298
Instrument DateSep 01, 2021
Instrument1047298
Transaction TypeTransfer
Record UpdatedOct 02, 2023
Title CompanyNORTHERN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$874.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4576 159TH ST N, HUGO, MN 55038-2213

Mortgage

Document Number0001047299
DateSep 24, 2021
Instrument1047299
Lender
NameBOUNDARY WATERS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateSep 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.99%
Index1-Year CMT
Max Rate8.99%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 22, 2021
Property Address1978 SOMERO RD, ELY, MN 55731-8142
Document Number0001047135
Instrument DateJun 28, 2021
Instrument1047135
Transaction TypeTransfer
Record UpdatedOct 02, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5112 COLFAX AVE S, MINNEAPOLIS, MN 55419-1148

Mortgage

Document Number0001047136
DateSep 22, 2021
Instrument1047136
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term34 Months
DueJul 01, 2024

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,902.00 (+12.31%)
2025$2,584.00 (+34.16%)$339,400 (+28.32%) Land $250,000 Building $89,400$339,400 (+28.32%) Land $250,000 Building $89,400
2024$1,926.00 (-8.72%)$264,500 (+28.27%) Land $226,800 Building $37,700$264,500 (+28.27%) Land $226,800 Building $37,700
2023$2,110.00
2022$206,200 (+748.56%) Land $205,700 Building $500$206,200 (+748.56%) Land $205,700 Building $500
2021$24,300 Land $24,300$24,300 Land $24,300

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