1978 Smith Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 1978 Smith Rd, Charleston, WV 25314

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,967 sqft · built 1969
Lot Size	2.22 acres (96,703 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (May 2017)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-81-0019.0000`

Property Details

APN / Parcel Number

Primary APN	`09-81-0019.0000`
Alternative APNs	`20-09-81-0019.0000` `07143101`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,967 sqft Living Area
1st Floor Area	2,292 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	96,703 sqft (2.22 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07143101
Street Address	1978 SMITH RD
City	CHARLESTON
State	WV
Zip	25314-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-22/100A M/L JOPLIN BR SMITH ROAD
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	3
Census Block	3008
Census Tract	1901

Owner

Source: Kanawha County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1978 SMITH RD, CHARLESTON, WV 25314-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Deed Document Number	297261
Deed Book / Page	002972 / 000061
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	May 16, 2017
Property Address	1978 SMITH RD, CHARLESTON, WV 25314-2254
Document Number	0029720061
Book / Page	002972 / 000061
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jun 16, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	42410337
Date	May 16, 2017
Book Page	004241/000337

Lender

Name	WESBANCO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,818.00 (+4.33%) Homeowner's exemption	$195,180 (+3.86%) Land $54,600 Building $140,580	$325,300 (+3.86%) Land $91,000 Building $234,300
2023	$2,701.00 (-6.6%) Homeowner's exemption	$187,920 (+4.12%) Land $54,600 Building $133,320	$313,200 (+4.12%) Land $91,000 Building $222,200
2022		$180,480 Land $54,600 Building $125,880	$300,800 Land $91,000 Building $209,800
2021	$2,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 47% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Frontier, T-Mobile, Verizon.

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