1978 S Alder St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1978 S Alder St, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,489 sqft · built 1996
Lot Size0.192 acres (8,390 sqft)
OwnerTrust Name on File
Last Sale$292,000 (Aug 2005)
Tax Bill$1,697 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Sep 2021 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN302-83-545

Property Details

APN / Parcel Number

Primary APN302-83-545

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,489 sqft Living Area
1st Floor Area1,489 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area8,390 sqft (0.192 acres)
Parking Spaces2 Parking Spaces
Pool Area416 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1978 S ALDER ST
CityGILBERT
StateAZ
Zip85233-8958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionRANCHO DEL VERDE UNIT 3 MCR 390/23
Legal Range05E
Legal Township01S
Legal Section25
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionRANCHO DEL VERDE UNIT 3
Legal Lot Number392
Legal Unit3
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1035
Census Tract814900

Owner

1978 S Alder St is owner-occupied and held in a trust since November 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordTrust Name on File
Mailing Address1978 S ALDER ST, GILBERT, AZ 85233-8958
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Sep 29, 2021Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
DEFINE MORTGAGE SOLUTIONS LLC
Nov 8, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2005 · Amount on File
Deed SaleAug 8, 2005 · Amount on File
Prior SaleSep 28, 2011
Deed Document Number0001123049
Last Transfer DateNov 8, 2017
Transfer Doc0000831118
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1978 S ALDER ST, GILBERT, AZ 85233-8958
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1978 S ALDER ST, GILBERT, AZ 85233-8958

Mortgage

Document Number0000531134
DateOct 12, 2023
Instrument20230531134
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1978 S ALDER ST, GILBERT, AZ 85233-8958
Transaction TypeMortgage
Record UpdatedOct 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001050765
DateSep 29, 2021
Instrument20211050765
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1978 S ALDER ST, GILBERT, AZ 85233-8958
Transaction TypeMortgage
Record UpdatedAug 6, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1978 S ALDER ST, GILBERT, AZ 85233-8958

Mortgage

Document Number0000816163
DateJul 28, 2021
Instrument20210816163
Lender
NameDEFINE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateNov 8, 2017
Property Address1978 S ALDER ST, GILBERT, AZ 85233-8958
Document Number0000831118
Instrument DateNov 6, 2017
Instrument831118
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1978 S ALDER ST GILBERT AZ 852338958, GILBERT, AZ 85233-8958

Tax Assessment & Valuation

The 2025 property tax bill for 1978 S Alder St was $1,697.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,130$431,300 Land $86,200 Building $345,100
2025$1,697.00
2024$43,370$433,700 Land $86,700 Building $347,000
2023$1,639.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1978 S Alder St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1978 S Alder St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Arizona Network
Fixed Wireless
1,000 / 1,000
WeLink Communications
Fixed Wireless
700 / 700
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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