1978 Reber Rd, Helena, MT 59601 Property Records

Lewis And Clark County property record for 1978 Reber Rd, Helena, MT 59601

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,755 sqft · built 2009
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,716 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0540782`

Property Details

APN / Parcel Number

Primary APN	`R0540782`
Alternative APNs	`05-1887-26-1-01-01-7056` `0000043404`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft
Basement Area	1,755 sqft
Finished Basement	1,755 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,244 sqft (0.327 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	500 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000043404
Street Address	1978 REBER RD
City	HELENA
State	MT
Zip	59601-6038
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BENCHMARK CONDO, S26, T10 N, R04 W, UNIT 1401
Legal Range	04W
Legal Township	10N
Legal Section	26
Legal Subdivision	BENCHMARK CONDO
Legal Block	14
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1013
Census Tract	702

Owner

1978 Reber Rd, a condominium, is owned and occupied by two individuals who acquired it in December 2020.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1978 REBER RD, HELENA, MT 59601-6038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK
Jul 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage STOCKMAN BANK
Dec 4, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020
Deed Sale	Dec 4, 2020
Prior Sale	Jun 25, 2009 · Amount on File
Deed Document Number	20203368355
Deed Book / Page	58 / 2901
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	00M58/2901
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1978 REBER RD, HELENA, MT 59601-6038
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M57/1610
Date	Jun 3, 2020
Book Page	M57/1610
Instrument	3355769

Lender

Name	STOCKMAN BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 20, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1978 REBER RD, HELENA, MT 59601-6038
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M59/5034
Date	Jul 1, 2021
Book Page	M59/5034
Instrument	3381393

Lender

Name	STOCKMAN BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2031

December 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Dec 4, 2020
Property Address	1978 REBER RD, HELENA, MT 59601-6038
Document Number	00M58/2901
Book / Page	M58 / 2901
Map Reference	DOC 3134312
Instrument Date	Dec 2, 2020
Instrument	3368355
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1978 REBER RD, 1978, HELENA, MT 59601-6038

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 1978 Reber Rd was $5,716, up 2.4% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,716.00 (+2.42%)	$857,700 (-)
2025	$5,581.00	$857,700	$857,700 Land $113,192 Building $744,508
2023	$7,446.00	$685,900	$685,900 Land $88,437 Building $597,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1978 Reber Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 Reber Rd is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 71% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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