Clay County property record for 1978 Protection Pt, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,244 sqft · built 1999 |
| Lot Size | 0.215 acres (9,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Jun 2022) |
| Tax Bill | $5,956 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-04-26-021262-028-20 |
| Primary APN | 31-04-26-021262-028-20 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,244 sqft Heated Area |
| Gross Area | 2,848 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,401 sqft (0.215 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1978 PROTECTION PT |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 120 EAGLE WATCH AS REC O R4617 PG 1880 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | EAGLE WATCH/EAGLE HARBOR |
| Legal Lot Number | 120 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
1978 Protection Pt is owned and occupied by an individual who bought it in June 2022.
Source: Clay County records, as of January 8, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1978 PROTECTION PT, FLEMING ISLAND, FL 32003-8647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on File |
| Deed Sale | Jun 14, 2022 · Amount on File |
| Prior Sale | Nov 22, 2021 · Amount on File |
| Deed Document Number | 2022036794 |
| Deed Book / Page | 4617 / 1880 |
| Record Updated | Jun 7, 2026 |
Source: Clay County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,956.00 (-7.84%) Homeowner's exemption | $360,858 (-1.54%) | $425,743 (+16.16%) Land $75,000 Building $350,743 |
| 2022 | $6,463.00 Homeowner's exemption | $366,500 Land $60,000 Building $306,500 | $366,500 Land $60,000 Building $306,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1978 Protection Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 128 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 19 (2016–2023) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1978 Protection Pt is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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