1978 Palm Ave, Highland, CA 92346 Property Records

San Bernardino County property record for 1978 Palm Ave, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,899 sqft · built 1927
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2020)
Tax Bill	$5,938 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1191-315-04-0000`

Property Details

APN / Parcel Number

Primary APN	`1191-315-04-0000`
Alternative APN	`1191311040000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,899 sqft Living Area
Gross Area	3,043 sqft
1st Floor Area	2,495 sqft
2nd Floor Area	404 sqft
Basement Area	144 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	207 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1978 PALM AVE
City	HIGHLAND
State	CA
Zip	92346-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN N 1/2 SE 1/4 NE 1/4 NE 1/4 SEC 32 TP 1N R 3W DESC AS COM AT NE COR LOT 1 PALM AVE SQUARE TR NO 1745 W 150 FT N 60 FT E 150 FT S 60 FT TO POB
Legal Range	3W
Legal Township	WP
Legal Section	32
Legal Tract	1745
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	4
Census Block	4006
Census Tract	7410

Owner

1978 Palm Ave is owned and occupied by two individuals who bought it in March 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1978 PALM AVE, HIGHLAND, CA 92346-2505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Mar 27, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2020	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Dec 6, 2019	Grant Deed, Transfer · Construction Mortgage LANPHIER NICHOLAS E F/TR (PT)
May 15, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 15, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	2020109983
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1978 PALM AVE, HIGHLAND, CA 92346-2505
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 PALM AVE, HIGHLAND, CA 92346-2505

Mortgage

Document Number	0000089031
Date	Feb 25, 2021
Instrument	2021-0089031

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 27, 2020
Property Address	1978 PALM AVE, HIGHLAND, CA 92346-2505
Document Number	0000109983
Instrument Date	Feb 27, 2020
Instrument	2020-0109983
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109984
Date	Mar 27, 2020
Instrument	2020-0109984

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TEMPLE CITY, CA 91780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 24, 2020
Property Address	1978 PALM AVE, HIGHLAND, CA 92346-2505
Document Number	0000028577
Instrument Date	Jan 17, 2020
Instrument	28577
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Partial
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6305 SMITH AVE JURUPA VALLEY CA 917522439, JURUPA VALLEY, CA 91752-2439

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 6, 2019
Property Address	1978 PALM AVE, HIGHLAND, CA 92346-2505
Document Number	0000451642
Instrument Date	Nov 12, 2019
Instrument	451642
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6766 POINSETTIA CT CHINO CA 917102847, CHINO, CA 91710-2847

Mortgage

Document Number	451643
Date	Dec 6, 2019
Instrument	451643

Lender

Name	LANPHIER NICHOLAS E F/TR (PT)
Address	1261 N LAKEVIEW AVE # J519, ANAHEIM, CA 92807-1834

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Dec 5, 2021

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	1978 PALM AVE, HIGHLAND, CA 92346-2505
Document Number	0000209643
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 PALM AVE HIGHLAND CA 923462505, HIGHLAND, CA 92346-2505

Mortgage

Document Number	0000209643
Date	Jun 11, 2018
Instrument	209643

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate	4.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1978 PALM AVE, HIGHLAND, CA 92346-2505
Document Number	0000242432
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 PALM AVE HIGHLAND CA 923462505, HIGHLAND, CA 92346-2505

Mortgage

Document Number	0000242432
Date	Jul 5, 2018
Instrument	242432

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1978 Palm Ave was $5,938 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,561 (+2%) Land $133,862 Building $345,699
2025	$5,938.00 Homeowner's exemption	$470,158 Land $131,237 Building $338,921
2023	$5,667.00 (-0.19%) Homeowner's exemption	$451,901 Land $126,141 Building $325,760
2022	$5,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1978 Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 Palm Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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