Florence County property record for 1978 Osprey Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,584 sqft · built 2001 |
| Lot Size | 0.53 acres (22,956 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,900 (Jun 2006) |
| Tax Bill | $1,324 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07611-01-031 |
| Primary APN | 07611-01-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,584 sqft Living Area |
| 1st Floor Area | 2,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 22,956 sqft (0.53 acres) |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 1978 OSPREY DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST LAKE PTEII L#22 |
| Legal Subdivision | FOREST LAKE SUBDIVISION |
| Legal Lot Number | 22 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1504 |
1978 Osprey Dr is owned and occupied by an individual who bought it in June 2006.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1978 OSPREY DR, FLORENCE, SC 29501-8133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2006 · Amount on File |
| Deed Sale | Jun 2, 2006 · Amount on File |
| Deed Book / Page | 015 / 432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 1978 OSPREY DR, FLORENCE, SC 29501-8133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009391093 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 939/1093 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 1978 Osprey Dr was $1,324.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,324.00 | $16,162 Land $2,000 Building $14,162 | $404,062 Land $50,000 Building $354,062 |
| 2023 | $1,169.00 (+6.37%) Homeowner's exemption | $11,736,706 (+99,897.5%) Land $2,000,000 Building $9,736,706 | $29,341,766 (+9,899.99%) Land $5,000,000 Building $24,341,766 |
| 2022 | $1,099.00 Homeowner's exemption | $11,737 Land $2,000 Building $9,737 | $293,418 Land $50,000 Building $243,418 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1978 Osprey Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2015–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1978 Osprey Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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