1978 Oak Tree Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 1978 Oak Tree Rd, Edison, NJ 08820 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,284 sqft · built 1979
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$16,526 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05 00545-B-00022`

Property Details

APN / Parcel Number

Primary APN	`05 00545-B-00022`
Alternative APNs	`05-00545-02-00022-02` `05 00545-02-00022-01` `0500545000B00022` `00014673`

Interior

Stories	1 Story
Building Area	3,284 sqft Living Area
1st Floor Area	3,284 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1978 OAK TREE RD
City	EDISON
State	NJ
Zip	08820-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X100
Legal Subdivision	OAK TREE GARDENS
Legal Block	545.2
Legal Lot Number	22.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3016
Census Tract	1413

Owner

Source: Middlesex County and Edison Township records · APN 05 00545-B-00022

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1978 OAK TREE RD, EDISON, NJ 08820-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage INSTAMORTGAGE.COM
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1978 OAK TREE RD, EDISON, NJ 08820-2015
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	TITLENEXUS LLC, TITLEDX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 OAK TREE RD, EDISON, NJ 08820-2015

Mortgage

Document Number	0000011754
Date	Feb 24, 2026
Book Page	19956/1971
Instrument	2026011754

Lender

Name	INSTAMORTGAGE.COM
Type	Mortgage Company
Address	SAN JOSE, CA 95117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1978 OAK TREE RD, EDISON, NJ 08820-2015
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013488
Date	Feb 10, 2020
Book Page	17778/1845
Instrument	2020013488

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 02, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Middlesex County and Edison Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,700 (-) Land $105,000 Building $172,700	$277,700 (-) Land $105,000 Building $172,700
2025	$16,526.00 (+3.83%)	$277,700 (-) Land $105,000 Building $172,700	$277,700 (-) Land $105,000 Building $172,700
2024	$15,917.00 (-0.07%)
2023		$277,700 Land $105,000 Building $172,700	$277,700 Land $105,000 Building $172,700
2022	$15,928.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Xfinity	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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