Martin County property record for 1978 NE Ridge Ave, Jensen Beach, FL 34957
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,256 sqft · built 1981 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jun 2023) |
| Tax Bill | $4,856 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-37-41-007-000-0193.0-7-0000 |
| Primary APN | 26-37-41-007-000-0193.0-7-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Gross Area | 1,678 sqft |
| 1st Floor Area | 1,256 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,189 sqft (0.188 acres) |
| Garage Type | Attached |
| Garage Area | 272 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Concrete/Masonry Porch |
| Porch Area | 150 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4021 |
|---|---|
| Street Address | 1978 NE RIDGE AVE |
| City | JENSEN BEACH |
| State | FL |
| Zip | 34957-5806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SOUTH JENSEN HEIGHTS 2ND ADDN LOT 193 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 26 |
| Legal Subdivision | SOUTH JENSEN HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 193 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 501 |
1978 NE Ridge Ave is owned and occupied by an individual who bought it in June 2023.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1978 NE RIDGE AVE, JENSEN BEACH, FL 34957-5806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 31, 2023 | Warranty Deed, Transfer SUBURBAN TITLE AND ESCROW INC, NEW URBAN TITLE & ESCROW INC |
| Jan 21, 2021 | Foreclosure NOT AVAILABLE |
| Jun 28, 2017 | Loan Modification, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Prior Sale | Jan 31, 2023 · Amount on File |
| Deed Document Number | 20233020749 |
| Deed Book / Page | 3379 / 2147 |
| Prior Transfer Date | Jan 20, 2021 |
| Prior Transfer Doc | 0031910506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jun 12, 2023 |
| Property Address | 1978 NE RIDGE AVE, JENSEN BEACH, FL 34957-5806 |
| Document Number | 0033792147 |
| Book / Page | 3379 / 2147 |
| Map Reference | MB 3 PG 81 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 3020749 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | NOT AVAILABLE, NEW URBAN T&E INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 825 CENTER ST # ST22C, ST22C, JUPITER, FL 33458-4114 |
| Name | Verified Name |
|---|---|
| Address | 1978 NE RIDGE AVE, JENSEN BEACH, FL 34957-5806 |
| Document Number | 0033792148 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 3379/2148 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jan 31, 2023 |
| Property Address | 1978 NE RIDGE AVE, JENSEN BEACH, FL 34957-5806 |
| Document Number | 0033570254 |
| Book / Page | 3357 / 254 |
| Map Reference | MB 3 PG 81 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2999840 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | SUBURBAN TITLE AND ESCROW INC, NEW URBAN TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,338.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 969, JENSEN BEACH, FL 34958-0969 |
| Name | Verified Name |
|---|---|
| Address | 825 CENTER ST APT 22C, 22C, JUPITER, FL 33458-4129 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jan 21, 2021 |
| Property Address | 1978 NE RIDGE AVE, JENSEN BEACH, FL 34957-5806 |
| Document Number | 0031910506 |
| Book / Page | 003191 / 000506 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2863089 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 26, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,334.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1978 NE RIDGE AVE JENSEN BEACH FL 349575806, JENSEN BEACH, FL 34957-5806 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 1978 NE RIDGE AVE, JENSEN BEACH, FL 34957-5806 |
| Document Number | 0029961947 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1978 NE RIDGE AVE JENSEN BEACH FL 349575806, JENSEN BEACH, FL 34957-5806 |
The 2025 property tax bill for 1978 NE Ridge Ave was $4,856 with a homeowner's exemption, down 0.6% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,856.00 (-0.61%) Additional exemption filed | $320,581 | $346,960 Land $145,000 Building $201,960 |
| 2024 | $4,886.00 (+46.55%) | ||
| 2023 | $3,334.00 (-2.23%) Additional exemption filed | $215,620 (-2.63%) Land $135,000 Building $80,620 | $215,620 (-2.63%) Land $135,000 Building $80,620 |
| 2022 | $3,410.00 Homeowner's exemption | $221,450 Land $142,430 Building $79,020 | $221,450 Land $142,430 Building $79,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1978 NE Ridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 10 (1982–2023) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1978 NE Ridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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