1978 N Custer Rd, Monroe, MI 48162 Property Records

Monroe County property record for 1978 N Custer Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,135 sqft · built 1955
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$902 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-977-001-00`

Property Details

APN / Parcel Number

Primary APN	`07-977-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,135 sqft Living Area
1st Floor Area	2,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 116 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1978 N CUSTER RD
City	MONROE
State	MI
Zip	48162-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A-RESIDE
Legal Description	F-1 SEC 25 T6S R8E WOODRUFF HEIGHTS LOT 1
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODRUFF HEIGHTS
Legal Lot Number	1
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County records · APN 07-977-001-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1978 N CUSTER RD, MONROE, MI 48162-3248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Oct 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONROE COUNTY COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1978 N CUSTER RD, MONROE, MI 48162-3248
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 N CUSTER RD, MONROE, MI 48162-3248

Mortgage

Document Number	0000006422
Date	Mar 28, 2022
Instrument	2022R06422

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1978 N CUSTER RD, MONROE, MI 48162-3248
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 N CUSTER RD, MONROE, MI 48162-3248

Mortgage

Document Number	0000020958
Date	Oct 06, 2020
Instrument	2020R20958

Lender

Name	MONROE COUNTY COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (+26.67%)	$304,000 (+26.67%)
2025	$902.00 (-60.39%) Homeowner's exemption
2023	$2,277.00 Homeowner's exemption	$120,000	$240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Oct 2000 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 286 locations within half a mile of this property.

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