1978 Momentum Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1978 Momentum Dr, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 1,882 sqft · built 2015
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$1,540,000 (May 2022)
Tax Bill	$16,455 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone AO (high risk)
APN	`086-87-004`

Property Details

APN / Parcel Number

Primary APN	`086-87-004`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,882 sqft Living Area
1st Floor Area	316 sqft
2nd Floor Area	771 sqft

Exterior

Year Built	Built 2015
Architectural Style	Other
Construction Type	Wood
Lot Area	436 sqft (0.01 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1978 MOMENTUM DR
City	MILPITAS
State	CA
Zip	95035-8106
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M2S
Legal Description	TR 10224 UNIT 1503
Legal Tract	10224
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4007
Census Tract	504505

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1978 MOMENTUM DR, MILPITAS, CA 95035-8106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Feb 3, 2016 · Amount on Record
Deed Document Number	25308185
Record Updated	Jun 8, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 24, 2022
Property Address	1978 MOMENTUM DR, MILPITAS, CA 95035-8106
Document Number	0025308185
Map Reference	MB 878 PG 1-9
Instrument Date	May 11, 2022
Instrument	25308185
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1978 MOMENTUM DR, MILPITAS, CA 95035-8106

Mortgage

Document Number	0025308186
Date	May 24, 2022
Instrument	25308186

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1978 MOMENTUM DR, MILPITAS, CA 95035-8106
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 BELMONT CANYON RD, BELMONT, CA 94002-1203

Mortgage

Document Number	0025148179
Date	Oct 28, 2021
Instrument	25148179

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,455.00 (-4.51%)	$1,340,000 (-3.94%) Land $670,000 Building $670,000
2023	$17,233.00 (+45.59%)	$1,395,000 Land $697,500 Building $697,500
2022	$11,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 units insured incl. 5 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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