1978 Inchcliff Rd, Upper Arlington (Columbus), OH 43221 Property Records

Franklin County property record for 1978 Inchcliff Rd, Upper Arlington, OH 43221 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,098 sqft · built 1949
Lot Size	0.164 acres (7,182 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Apr 2019)
Tax Bill	$9,422 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-003999`

Property Details

APN / Parcel Number

Primary APN	`070-003999`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
1st Floor Area	714 sqft
2nd Floor Area	1,128 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2018
Architectural Style	Modern
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	7,182 sqft (0.164 acres)
Lot Dimensions	122 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1978 INCHCLIFF RD
City	UPPER ARLINGTON
State	OH
Zip	43221-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1978 INCHCLIFF RD 59FTWS MOUNTVIEW PL EX 2 29 BLK 228
Legal Subdivision	MOUNTVIEW PLACE ADD EXT NO 2
Legal Block	228
Legal Lot Number	29
Jurisdiction	FRANKLIN OH
Township / Civil Division	UPPER ARLINGTON
Census Block Group	4
Census Block	4006
Census Tract	6330

Owner

Source: Franklin County records · APN 070-003999

Assessment roll updated August 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1978 INCHCLIFF RD, COLUMBUS, OH 43221-2780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 09, 2019	Survivorship Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2019 · Amount on Record
Deed Sale	Apr 09, 2019 · Amount on Record
Prior Sale	Jul 16, 2010
Deed Document Number	6262
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	1978 INCHCLIFF RD, UPPER ARLINGTON, OH 43221-2780
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055882
Date	Apr 29, 2020
Instrument	202004290055882

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	May 01, 2035
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.45%
Index	1-Year LIBOR
Max Rate	8.45%

April 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FRANKLIN OH
Recording Date	Apr 09, 2019
Property Address	1978 INCHCLIFF RD, UPPER ARLINGTON, OH 43221-2780
Document Number	0000040047
Map Reference	MB 21 PG 36
Instrument Date	Mar 29, 2019
Instrument	201904090040047
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	00000

Mortgage

Document Number	0000040048
Date	Apr 09, 2019
Instrument	201904090040048

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	May 01, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.45%
Index	1-Year LIBOR
Max Rate	9.45%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	1978 INCHCLIFF RD, UPPER ARLINGTON, OH 43221-2780
Document Number	0000164432
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	ATI TITLE COMPANY (ATI), ATI TITLE CO (ATI)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1978 INCHCLIFF RD COLUMBUS OH 432212780, COLUMBUS, OH 43221-2780

Mortgage

Document Number	0000164432
Date	Dec 06, 2018
Instrument	164432

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated August 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Upper Arlington City
Unified School District	Upper Arlington City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,422.00 (+3.44%) Homeowner's exemption	$159,320 (-) Land $48,650 Building $110,670
2023	$9,109.00 (-4.77%) Homeowner's exemption	$159,320 (+16.39%) Land $48,650 Building $110,670	$455,200 (+16.39%) Land $139,000 Building $316,200
2022	$9,565.00 Homeowner's exemption	$136,890 Land $31,290 Building $105,600
2020			$391,100 Land $89,400 Building $301,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (39049C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390490063304, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1993)
Most Recent Claim	Apr 1993, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 566 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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