1978 Friendship Rd, Ramer, TN 38367 Property Records

McNairy County property record for 1978 Friendship Rd, Ramer, TN 38367

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 2009
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Mar 2019)
Tax Bill	$711 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055121 02001`

Property Details

APN / Parcel Number

Primary APN	`055121 02001`
Alternative APN	`121 02001`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	239,580 sqft (5.5 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	636 sqft
Porch	Open Porch
Porch Area	308 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1978 FRIENDSHIP RD
City	RAMER
State	TN
Zip	38367-5493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	1
Census Block	1070
Census Tract	930501

Owner

1978 Friendship Rd is owned and occupied by two individuals who bought it in March 2019.

Source: McNairy County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1978 FRIENDSHIP RD, RAMER, TN 38367-5493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Dec 19, 2008 · Amount on File
Deed Document Number	0000249455
Deed Book / Page	249 / 455
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1978 FRIENDSHIP RD, RAMER, TN 38367-5493
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1978 FRIENDSHIP RD, RAMER, TN 38367-5493

Mortgage

Document Number	62574
Date	May 18, 2021
Book Page	6/2574
Instrument	121336

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	CORINTH, MS 38834

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 26, 2031

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1978 FRIENDSHIP RD, RAMER, TN 38367-5493
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624
Date	Apr 6, 2021
Book Page	6/24
Instrument	120622

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	1978 FRIENDSHIP RD, RAMER, TN 38367-5493
Document Number	4321133
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1978 FRIENDSHIP RD PIKEVILLE TN 37367, PIKEVILLE, TN 37367

Mortgage

Document Number	4321133
Date	Feb 7, 2020
Book Page	000432/001133
Instrument	114573

Lender

Name	BANCORPSOUTH
Type	Bank
Address	CORINTH, MS 38834

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 6, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1978 Friendship Rd was $711.

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$711.00	$45,075 Land $3,575 Building $41,500
2023		$45,075 Land $3,575 Building $41,500
2022	$711.00		$180,300 Land $14,300 Building $166,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1978 Friendship Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 Friendship Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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