1978 Fleming St, Watseka, IL 60970 Property Records

Iroquois County property record for 1978 Fleming St, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.324 acres (14,122 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Jul 2025)
Tax Bill$2,721 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26 07 476 011

Property Details

APN / Parcel Number

Primary APN26 07 476 011

Exterior

Lot Area14,122 sqft (0.324 acres)

Location & Zoning

Street Address1978 FLEMING ST
CityWATSEKA
StateIL
Zip60970-7596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST ADD BELMONT ACRES LT 16
Legal Subdivision1ST ADD BELMONT ACRES
Legal Lot Number16
JurisdictionIROQUOIS IL
Township / Civil DivisionBELMONT
Census Block Group5
Census Block5056
Census Tract950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address600 GARFIELD ST, 10, CRESCENT CITY, IL 60928-8065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2025 · Amount on Record
Deed SaleJul 14, 2025 · Amount on Record
Prior SaleFeb 11, 2021 · Amount on Record
Deed Document Number20252241
Record UpdatedSep 20, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionIROQUOIS IL
Recording DateFeb 11, 2021
Property Address1978 FLEMING ST, WATSEKA, IL 60970-7596
Document Number21R0561
Map ReferenceMB G PG 5
Instrument DateFeb 9, 2021
Instrument21R0561
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address523 PARLAND PL, 523, SAN ANTONIO, TX 78209-6621

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address200 S GRANT AVE, MILFORD, IL 60953-1314

Mortgage

Document Number21R0562
DateFeb 11, 2021
Instrument21R0562
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionBelmont Township
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,721.00 (+36.6%)$43,520 (+25.45%) Land $5,060 Building $38,460$130,560 (+25.45%) Land $15,180 Building $115,380
2022$1,992.00 Homeowner's exemption$34,690 Land $4,060 Building $30,630$104,070 Land $12,180 Building $91,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims53 (1990–2018)
Claims Outside the SFHA1 of 53
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2008 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fleming St

Nearby Streets

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