1978 E Main St, #1982, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 1978 E Main St, #1982, Rochester, NY 14609

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,032 sqft · built 1910
Lot Size0.12 acres (5,252 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (May 2014)
Tax Bill$2,286 (2026)
Deeds & MortgagesNov 2023 Construction Loan
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN049579-00.0

Property Details

APN / Parcel Number

Primary APN049579-00.0
Alternative APNs
  • 140010772000030400000000
  • 261400 107.72-3-40

Interior

Stories2 Stories
Building Area4,032 sqft Gross Area
Basement Area2,016 sqft
Unfinished Basement2,016 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area5,252 sqft (0.12 acres)
Lot Dimensions111 ft deep x 47 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number049579-00.0
Street Address1978 E MAIN ST, 1982
CityROCHESTER
StateNY
Zip14609-7508
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description0060.00 405 18 00872 3 BUSHER SUB
Legal SubdivisionTHOMAS BUSHERS SUBDIVISION
Legal Block3
Legal Lot Number40.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group4
Census Block4004
Census Tract6000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 225, NORTH CHILI, NY 14514-0225
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Deed of Trust, Mortgage · Construction Mortgage
NEXTIER BANK NA
Nov 22, 2023Warranty Deed, Transfer · Commercial Mortgage
NEXTIER BANK NA
Dec 28, 2017Deed, Transfer · Conventional Mortgage
FAIRPORT SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2014 · Amount on Record
Deed SaleMay 8, 2014 · Amount on Record
Prior SaleApr 3, 1997 · Amount on Record
Deed Document Number2014618
Deed Book / Page11388 / 663
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address1978-1982 E MAIN ST, ROCHESTER, NY 14609
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyWEBTITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001043
DateNov 22, 2023
Book Page31122/1043
Instrument202311221043
Lender
NameNEXTIER BANK NA
TypeBank
AddressBUTLER, PA 16001
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateNov 22, 2023
Property Address1978-1982 E MAIN ST, ROCHESTER, NY 14609
Document Number0000001038
Book / Page12893 / 597
Map ReferenceLB 8 PG 97
Instrument DateNov 20, 2023
Instrument202311221038
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyWEBTITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1942 E MAIN ST, ROCHESTER, NY 14609-7507

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 225, NORTH CHILI, NY 14514-0225

Mortgage

Document Number0000001041
DateNov 22, 2023
Book Page30511/613
Instrument202311221041
Lender
NameNEXTIER BANK NA
TypeBank
AddressBUTLER, PA 16001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONROE NY
Recording DateDec 28, 2017
Property Address1978-1982 E MAIN ST, ROCHESTER, NY 14609
Document Number0000000204
Map ReferenceLB 72 PG 36
Instrument DateDec 27, 2017
Instrument201712280204
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1942 E MAIN ST, ROCHESTER, NY 14609-7507

Mortgage

Document Number0000000205
DateDec 28, 2017
Instrument201712280205
Lender
NameFAIRPORT SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,286.00 (-3.67%)
2025$2,373.00$262,100 (+30.72%) Land $15,800 Building $246,300$262,100 (+8.5%) Land $15,800 Building $246,300
2023$200,500 (-) Land $15,800 Building $184,700$241,566 (+10.84%) Land $19,036 Building $222,530
2022$200,500 Land $15,800 Building $184,700$217,935 Land $17,174 Building $200,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 959 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number