Sonoma County property record for 1978 Dowling Ct, Santa Rosa, CA 95404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1951 |
| Lot Size | 0.157 acres (6,816 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,350 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-260-010-000 |
| Primary APN | 181-260-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,816 sqft (0.157 acres) |
| Garage Area | 380 sqft |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 181-260-010 |
|---|---|
| Street Address | 1978 DOWLING CT |
| City | SANTA ROSA |
| State | CA |
| Zip | 95404-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYSR |
| Legal Description | REMAP FROM 011-141-032-000 - 09/13/97 |
| Legal Subdivision | DOWLING 71 |
| Legal Tract | 71 |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | SANTA ROSA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 152300 |
1978 Dowling Ct is owned and occupied by two individuals who acquired it in December 2014.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1978 DOWLING CT, SANTA ROSA, CA 95404-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2014 |
| Transfer Doc | 0000000480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Sep 10, 2026 |
| Property Address | 1978 DOWLING CT, SANTA ROSA, CA 95404-3104 |
| Document Number | 0000046330 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202646330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1978 DOWLING CT, SANTA ROSA, CA 95404-3104 |
| Document Number | 0000046330, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202646330 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1978 DOWLING CT, SANTA ROSA, CA 95404-3104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000039799 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020039799 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1978 DOWLING CT, SANTA ROSA, CA 95404-3104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOVARE NATIONAL SETMNT SVC |
| Name | Verified Name |
|---|---|
| Address | 1978 DOWLING CT, SANTA ROSA, CA 95404-3104 |
| Document Number | 0000113758 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020113758 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 1978 Dowling Ct was $2,350 with a homeowner's exemption.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Santa Rosa City |
| Elementary School District | Santa Rosa Elementary School District (KG - 06) |
| Secondary School District | Santa Rosa High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $213,170 (+2%) Land $62,169 Building $151,001 | |
| 2025 | $2,350.00 Homeowner's exemption | $208,991 Land $60,950 Building $148,041 |
| 2023 | $2,277.00 (+6.7%) Homeowner's exemption | $200,878 Land $58,584 Building $142,294 |
| 2022 | $2,134.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1978 Dowling Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1978 Dowling Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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