1978 Cox St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1978 Cox St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,445 sqft · built 1896
Lot Size	0.213 acres (9,310 sqft)
Owner	Individual Name on File
Last Sale	$111,500 (May 2016)
Tax Bill	$2,090 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-24-301-001`

Property Details

APN / Parcel Number

Primary APN	`10-24-301-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,445 sqft Living Area
1st Floor Area	532 sqft
Upper Floors Area	700 sqft
Attic Area	532 sqft
Basement Area	756 sqft
Game Room	Game Room

Exterior

Year Built	Built 1896
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	9,310 sqft (0.213 acres)
Lot Dimensions	95 ft deep x 98 ft wide
Garage Type	Detached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1978 COX ST
City	DUBUQUE
State	IA
Zip	52001-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOTS 4 & 5 JACKSON SCHOOL SUB
Legal Subdivision	LINCOLN
Legal Lot Number	4,5 5
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2009
Census Tract	600

Owner

1978 Cox St is owned and occupied by an individual who acquired it in May 2016.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	13221 GRAF RD, DURANGO, IA 52039-9454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2016 · Amount on File
Deed Sale	May 3, 2016 · Amount on File
Deed Document Number	0000165231
Deed Book / Page	16 / 5231
Last Transfer Date	May 6, 2016
Transfer Doc	0000005231
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1978 COX ST, DUBUQUE, IA 52001-4344
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 N ALGONA ST, DUBUQUE, IA 52001-5841

Mortgage

Document Number	0000011515
Date	Oct 24, 2025
Instrument	2025-00011515

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1978 COX ST, DUBUQUE, IA 52001-4344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010877
Date	Jul 27, 2020
Instrument	2020-00010877

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,900 Land $33,400 Building $128,500	$161,900 Land $33,400 Building $128,500
2024	$2,090.00
2023		$155,600 (+22.89%) Land $31,400 Building $124,200	$155,600 Land $31,400 Building $124,200
2022	$2,030.00 Homeowner's exemption	$126,620 Land $23,580 Building $103,040
2021			$126,620 Land $23,580 Building $103,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1978 Cox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1978 Cox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink, T-Mobile.

Nearby Properties on Cox St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures