1978 Cloer Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 1978 Cloer Dr, Hudson, NC 28638

Property Summary

Property Type	Rural Home
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on File
Tax Bill	$244 (2026)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03 39 1 15B`

Property Details

APN / Parcel Number

Primary APN	`03 39 1 15B`
Alternative APN	`17944`

Exterior

Lot Area	98,446 sqft (2.26 acres)
Shed	1 Shed
Storage Building	Storage Building

Location & Zoning

Account Number	17944
Street Address	1978 CLOER DR
City	HUDSON
State	NC
Zip	28638-8714
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BK 2094 PG 606 YR 23 ST 0.00 LIFE ESTATE
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3034
Census Tract	30700

Owner

1978 Cloer Dr, a rural home, is owned by two individuals who acquired it in October 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5250 LAKEWOOD DR, GRANITE FALLS, NC 28630-9633
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 3, 2023
Transfer Doc	0020940606
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Oct 3, 2023
Property Address	1978 CLOER DR, HUDSON, NC 28638-8714
Document Number	0020940606
Book / Page	2094 / 606
Map Reference	MB 23 PG 40
Instrument Date	Oct 3, 2023
Instrument	10089100
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5250 LAKEWOOD DR, GRANITE FALLS, NC 28630-9633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 LAKEWOOD DR, GRANITE FALLS, NC 28630-9633

Tax Assessment & Valuation

The 2026 property tax bill for 1978 Cloer Dr was $244, down 3.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$244.00 (-3.56%)	$30,400 (-) Land $20,400 Building $10,000
2025	$253.00	$30,400 Land $20,400 Building $10,000	$30,400 Land $20,400 Building $10,000
2023		$27,100 (-) Land $17,100 Building $10,000	$27,100 (-) Land $17,100 Building $10,000
2022	$253.00	$27,100 Land $17,100 Building $10,000	$27,100 Land $17,100 Building $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1978 Cloer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 Cloer Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20