1978 Carrick Pike, Georgetown, KY 40324 Property Records

Scott County property record for 1978 Carrick Pike, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details1,872 sqft
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Tax Bill$3,562 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN257-00-023.000

Property Details

APN / Parcel Number

Primary APN257-00-023.000

Interior

Stories1 Story
Building Area1,872 sqft Living Area

Exterior

Exterior MaterialBrick
Foundation TypeBlock
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area1,392 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1978 CARRICK PIKE
CityGEORGETOWN
StateKY
Zip40324-9796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY RES
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2000
Census Tract40301

Owner

1978 Carrick Pike is owned and occupied by two individuals who acquired it in August 2024.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1978 CARRICK PIKE, GEORGETOWN, KY 40324-9796
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024
Deed SaleAug 29, 2024
Prior SaleAug 17, 2007 · Amount on File
Deed Document Number2024509170
Deed Book / Page451 / 591
Prior Transfer DateNov 11, 2009
Prior Transfer DocD328/742
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateAug 7, 2026
Property Address1978 CARRICK PIKE, GEORGETOWN, KY 40324-9796
Document Number0000597719
Book / Page1913 / 1
Instrument DateJul 30, 2026
Instrument2026597719
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1978 CARRICK PIKE, GEORGETOWN, KY 40324-9796

Mortgage

Document Number0000597719,
DateAug 7, 2026
Book Page1913/1
Instrument2026597719
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address1978 CARRICK PIKE, GEORGETOWN, KY 40324-9796
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1338/690
DateMay 25, 2017
Book PageM1338/690
Instrument369217
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1978 Carrick Pike was $3,562.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,000 (+13.75%)$455,000 (+13.75%)
2025$3,562.00$400,000$400,000
2023$2,062.00 Homeowner's exemption$273,800 Land $95,000 Building $178,800$273,800 Land $95,000 Building $178,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1978 Carrick Pike in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 Carrick Pike is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carrick Pike

Nearby Streets

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