1978 Alma Dr, Melbourne, FL 32904 Property Records

Brevard County property record for 1978 Alma Dr, Melbourne, FL 32904

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,194 sqft · built 1962
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$377,000 (Apr 2023)
Tax Bill$658 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-36-02-77-A-7

Property Details

APN / Parcel Number

Primary APN28-36-02-77-A-7
Alternative APNs
  • 28-36-02-77-0000A.0-0007.00
  • 2801257

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,194 sqft Living Area
Gross Area2,022 sqft
1st Floor Area1,194 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions132 ft deep x 76.7 ft wide
Garage TypeAttached
Garage Area432 sqft
PorchFinished/Open Porch
Porch Area660 sqft
Patio Area335 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2801257
Street Address1978 ALMA DR
CityMELBOURNE
StateFL
Zip32904-6202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionBURTON MANOR SUBD LOT 7 BLK A
Legal Range36E
Legal Township28S
Legal Section02
Legal SubdivisionBURTON MANOR SUBD
Legal BlockA
Legal Lot Number7
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1021
Census Tract65001

Owner

1978 Alma Dr is owned and occupied by an individual who bought it in April 2023.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1978 ALMA DR, MELBOURNE, FL 32904-6202
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 3, 2018Warranty Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG
May 8, 2017Warranty Deed, Transfer
LEACROSS PROPERTY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2023 · Amount on File
Deed SaleApr 14, 2023 · Amount on File
Prior SaleJan 3, 2018 · Amount on File
Deed Document Number202374950
Deed Book / Page9763 / 2667
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 14, 2023
Property Address1978 ALMA DR, MELBOURNE, FL 32904-6202
Document Number0097632667
Book / Page9763 / 2667
Map ReferenceMB 11 PG 32
Instrument DateApr 14, 2023
Instrument2023074950
Transaction TypeTransfer
Record UpdatedMay 2, 2023
Title CompanyESTATE TITLE, STATE TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,639.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address582 ANDREW ST SE, PALM BAY, FL 32909-4411

Transferred To (Grantee/Buyer)

NameVerified Name
Address1978 ALMA DR, MELBOURNE, FL 32904-6202

Mortgage

Document Number0097632668
DateApr 14, 2023
Instrument9763/2668
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJan 3, 2018
Property Address1978 ALMA DR, MELBOURNE, FL 32904-6202
Document Number0080612671
Book / Page008061 / 002671
Instrument DateDec 28, 2017
Instrument1229
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1978 ALMA DR MELBOURNE FL 329046202, MELBOURNE, FL 32904-6202

Mortgage

Document Number80612673
DateJan 3, 2018
Book Page008061/002673
Instrument1230
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 2, 2048

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 8, 2017
Property Address1978 ALMA DR, MELBOURNE, FL 32904-6202
Document Number0078832552
Book / Page007883 / 002552
Instrument DateMay 4, 2017
Instrument95452
Transaction TypeTransfer
Record UpdatedJun 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1516 HAYWORTH CIR NW PALM BAY FL 329078714, PALM BAY, FL 32907-8714

Mortgage

Document Number78832556
DateMay 8, 2017
Book Page007883/002556
Instrument95454
Lender
NameLEACROSS PROPERTY LLC
Address1103 W HIBISCUS BLVD # 403, MELBOURNE, FL 32901-2717
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1978 Alma Dr was $658 with a veteran's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,600 (-6.16%)$246,600 (-6.16%)
2025$658.00 Disabled Person's exemption Veteran's exemption$262,800 Land $37,500 Building $225,300$262,800 Land $37,500 Building $225,300
2023$2,139.00 (+19.76%)$144,500 (+13.12%) Land $37,500 Building $107,000$144,500 (+13.12%) Land $37,500 Building $107,000
2022$1,786.00$127,740 Land $35,000 Building $92,740$127,740 Land $35,000 Building $92,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1978 Alma Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims26 (1995–2023)
Claims Outside the SFHA26 of 26
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 9 claims
  • Tropical Storm Fay, Aug 2008 · 8 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 Alma Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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