Clinton County and Altona Town property record for 1978 Alder Bend Rd, Altona, NY 12910
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,702 sqft · built 1875 |
| Lot Size | 0.73 acres (31,840 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,363 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 092000 73.-1-13.1 |
| Primary APN | 092000 73.-1-13.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,702 sqft Living Area |
| 1st Floor Area | 1,019 sqft |
| 2nd Floor Area | 502 sqft |
| Upper Floors Area | 181 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 31,840 sqft (0.73 acres) |
| Lot Dimensions | 199 ft deep x 160 ft wide |
| Porch | Patio |
| Porch Area | 976 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1978 ALDER BEND RD |
|---|---|
| City | ALTONA |
| State | NY |
| Zip | 12910-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 155 REF |
| Legal Block | 1 |
| Legal Lot Number | 13.001 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | ALTONA |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 104200 |
1978 Alder Bend Rd is owned and occupied by two individuals.
Source: Clinton County and Altona Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1978 ALDER BEND RD, ALTONA, NY 12910-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 1978 ALDER BEND RD, ALTONA, NY 12910-1942 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000314136 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 20210-00314136 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2026 property tax bill for 1978 Alder Bend Rd was $3,363 with exemptions applied, up 141.9% from the year before.
Source: Clinton County and Altona Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Altona Town |
| Unified School District | Northern Adirondack Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,363.00 (+141.94%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,390.00 | $172,600 Land $14,200 Building $158,400 | $172,600 Land $14,200 Building $158,400 |
| 2023 | $119,900 Land $12,700 Building $107,200 | $119,900 Land $12,700 Building $107,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1978 Alder Bend Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1978 Alder Bend Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Champlain Technology Group Fiber | 500 / 500 |
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