1978 39th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1978 39th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Boarding House, Apartment Hotel
Details	built 2012
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$1,375,000 (Dec 2021)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-03-00025-0010-00003.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-03-00025-0010-00003.0`
Alternative APN	`68539`

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	13,504 sqft (0.31 acres)
Lot Width	13,503 ft Width
View / Lot	Interior

Location & Zoning

Street Address	1978 39TH AVE
City	VERO BEACH
State	FL
Zip	32960-2543
Property Category	Commercial
Property Type	Commercial > Retail > Boarding House, Apartment Hotel
Local Zoning Code	POI
Legal Description	BELLE VISTA SUB BLK 1 LOTS 3 & 4 PBI 1-1
Legal Range	39E
Legal Township	33S
Legal Section	03
Legal Subdivision	BELLE VISTA
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4002
Census Tract	50101

Owner

1978 39th Ave, a commercial property, is owned by a company that bought it in December 2021.

Source: Indian River County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	3885 20TH ST, VERO BEACH, FL 32960-2402
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Deed Document Number	202186868
Deed Book / Page	3494 / 1280
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 20, 2021
Property Address	1978 39TH AVE, VERO BEACH, FL 32960
Document Number	0034941280
Book / Page	3494 / 1280
Map Reference	MB 1 PG 1
Instrument Date	Dec 15, 2021
Instrument	3120210086868
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 OCEAN RIDGE CIR, 1990, VERO BEACH, FL 32963-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 10TH AVE, VERO BEACH, FL 32960-5307

Mortgage

Document Number	0034941283
Date	Dec 20, 2021
Instrument	3494/1283

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 14, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1978 39th Ave was $1,229.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00	$98,435 Land $91,825 Building $6,610	$98,435 Land $91,825 Building $6,610
2023	$842.00 (+2.18%)	$52,594 (+2.5%) Land $45,912 Building $6,682	$52,594 (+2.5%) Land $45,912 Building $6,682
2022	$824.00	$51,311 Land $45,912 Building $5,399	$51,311 Land $45,912 Building $5,399

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1978 39th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 39th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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