19779 Echo Rd, Phillipsburg, MO 65722 Property Records

Laclede County property record for 19779 Echo Rd, Phillipsburg, MO 65722

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,450 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,786 (Apr 2024)
Tax Bill	$797 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-4853-00-03-33-16`

Property Details

APN / Parcel Number

Primary APN	`50-4853-00-03-33-16`
Alternative APN	`16-2.0-03-002-001-013.000`

Interior

Bedrooms	4 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Adjusted Area
1st Floor Area	1,280 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	330 ft deep x 132 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	50-4853-00-03-33-16
Street Address	19779 ECHO RD
City	PHILLIPSBURG
State	MO
Zip	65722-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-33-16 1 ACRE A TR. IN PT. W1/2 L2 NW1/4 132 X 330 FT.
Legal Range	16W
Legal Township	33N
Legal Section	03
Jurisdiction	LACLEDE MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2041
Census Tract	960302

Owner

Source: Laclede County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19779 ECHO RD, PHILLIPSBURG, MO 65722-7168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 2, 2024	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 8, 2021	Deed of Trust, Mortgage · Closed-End Mortgage HERITAGE BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Dec 8, 2015 · Amount on Record
Deed Document Number	20241114
Deed Book / Page	2024 / 1114
Prior Transfer Date	Mar 25, 2024
Prior Transfer Doc	02024/1114
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	19779 ECHO RD, PHILLIPSBURG, MO 65722-7168
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9779 ECHO RD, PHILLIPSBURG, MO 65722

Mortgage

Document Number	02025/4456
Date	Nov 5, 2025
Book Page	2025/4456
Instrument	20254456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LACLEDE MO
Recording Date	Apr 2, 2024
Property Address	19779 ECHO RD, PHILLIPSBURG, MO 65722-7168
Document Number	02024/1114
Book / Page	2024 / 1114
Instrument Date	Mar 25, 2024
Instrument	20241114
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19779 ECHO RD, PHILLIPSBURG, MO 65722-7168

Mortgage

Document Number	0020241115
Date	Apr 2, 2024
Instrument	20241115

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2039

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	19779 ECHO RD, PHILLIPSBURG, MO 65722-7168
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/3765
Date	Jul 8, 2021
Book Page	2021/3765
Instrument	20213765

Lender

Name	HERITAGE BANK OF THE OZARKS
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 2, 2026

Tax Assessment & Valuation

Source: Laclede County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Laclede County
Unified School District	Lebanon R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,930 (-)	$73,300 (-) Land $11,800 Building $61,500
2025	$797.00 (+7.99%)	$13,930 (+9.43%)	$73,300 (+9.4%) Land $11,800 Building $61,500
2024	$738.00 (-2.51%)
2023	$757.00 (+19.78%)	$12,730	$67,000 Land $11,800 Building $55,200
2022	$632.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 96% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACLEDE COUNTY PWSD 3 serves 6,075 people · EPA ID MO5024319
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T, Brightspeed.

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