19778 Yoder St, South Bend, IN 46614 Property Records

St. Joseph County property record for 19778 Yoder St, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1951
Lot Size	0.304 acres (13,268 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2020)
Tax Bill	$2,769 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-36-305-008.000-001`

Property Details

APN / Parcel Number

Primary APN	`71-08-36-305-008.000-001`
Alternative APN	`00110340815`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,428 sqft
Basement Area	1,428 sqft
Finished Basement	336 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1964
Exterior Material	Block
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,268 sqft (0.304 acres)
Lot Dimensions	124 ft deep x 107 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00110340815
Street Address	19778 YODER ST
City	SOUTH BEND
State	IN
Zip	46614-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 325 & E 1/2 VAC ALLEY GILLMER PARK ALSO LOT 326
Legal Subdivision	GILLMER PARK
Legal Lot Number	325,326
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2012
Census Tract	11804

Owner

19778 Yoder St is owned and occupied by an individual who bought it in January 2020.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	19778 YODER ST, SOUTH BEND, IN 46614-5544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jan 23, 2020	Warranty Deed, Transfer · Conventional Mortgage TEACHERS CU
Nov 20, 2017	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2020 · Amount on File
Deed Sale	Jan 23, 2020 · Amount on File
Prior Sale	Nov 20, 2017 · Amount on File
Deed Document Number	0002002179
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 14, 2026
Property Address	19778 YODER ST, SOUTH BEND, IN 46614-5544
Document Number	0000018195
Instrument Date	Jul 8, 2026
Instrument	202618195
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19778 YODER ST, SOUTH BEND, IN 46614-5544

Mortgage

Document Number	0000018195,
Date	Jul 14, 2026
Instrument	202618195

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 23, 2020
Property Address	19778 YODER ST, SOUTH BEND, IN 46614-5544
Document Number	0002002179
Map Reference	PB 13 PG 50
Instrument Date	Jan 22, 2020
Instrument	2002179
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19778 YODER ST, SOUTH BEND, IN 46614-5544

Mortgage

Document Number	0002002180
Date	Jan 23, 2020
Instrument	2002180

Lender

Name	TEACHERS CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 20, 2017
Property Address	19778 YODER ST, SOUTH BEND, IN 46614-5544
Document Number	0001731877
Instrument Date	Nov 14, 2017
Instrument	1731877
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14118 DAY RD, MISHAWAKA, IN 46545-4526

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,800 Land $52,700 Building $193,100	$245,800 Land $52,700 Building $193,100
2024	$2,769.00 (+30.06%)
2023	$2,129.00 (-7.52%)	$197,300 (+1.44%) Land $52,800 Building $144,500	$197,300 (+1.44%) Land $52,800 Building $144,500
2022	$2,302.00 Homeowner's exemption	$194,500 Land $52,800 Building $141,700	$194,500 Land $52,800 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19778 Yoder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19778 Yoder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Fourway Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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