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19778 Tesoro Way, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19778 Tesoro Way, Estero, FL 33967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 2010
Lot Size0.282 acres (12,284 sqft)
Owner2 Individual Names on File
Last Sale$249,772 (Oct 2010)
Tax Bill$5,514 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN22-46-25-E4-11000.2930

Property Details

APN / Parcel Number

Primary APN22-46-25-E4-11000.2930
Alternative APNs
  • 252246E4110002930
  • 22462511000002930
  • 10510959

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,711 sqft
1st Floor Area1,519 sqft
FlooringTile

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area12,284 sqft (0.282 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area371 sqft
Patio Area401 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10510959
Street Address19778 TESORO WAY
CityESTERO
StateFL
Zip33967-5683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionRESERVE AT ESTERO PHASE 2 DESC IN INST#2005-25021 LOT 293
Legal Range25E
Legal Township46S
Legal Section22
Legal SubdivisionESTERO
Legal Phase2
Legal TractE4
Legal Block1
Legal Lot Number293
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50207

Owner

19778 Tesoro Way is owned by two individuals who bought it in October 2010.

Source: Lee County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address153 SANDRO ST, INDIANA, PA 15701-6005
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2010 · Amount on File
Deed SaleOct 11, 2010 · Amount on File
Deed Document Number2010254577
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address19778 TESORO WAY, ESTERO, FL 33967-5683
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 VALLEY RD, INDIANA, PA 15701-3624

Mortgage

Document Number0000255734
DateJul 28, 2023
Instrument2023000255734
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 27, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 19778 Tesoro Way was $5,514.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,514.00$391,105$396,240 Land $131,219 Building $265,021
2023$5,207.00 (+11.69%)$416,062 (+19.51%) Land $184,477 Building $231,585$416,062 (+19.51%) Land $184,477 Building $231,585
2022$4,662.00$348,129 Land $95,685 Building $252,444$348,129 Land $95,685 Building $252,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19778 Tesoro Way in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 160 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies160 in force
Nearby Flood Claims19 (2017–2022)
Claims Outside the SFHA18 of 19
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19778 Tesoro Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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