19770 Explorer Dr, Penn Valley, CA 95946 Property Records

Nevada County property record for 19770 Explorer Dr, Penn Valley, CA 95946

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,306 sqft · built 1987
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$393,500 (Jun 2026)
Tax Bill	$7,390 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2026 Sale & Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`033-650-018-000`

Property Details

APN / Parcel Number

Primary APN	`033-650-018-000`
Alternative APN	`33-650-18-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,306 sqft Living Area
1st Floor Area	1,776 sqft
Basement Area	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Lot Area	16,117 sqft (0.37 acres)
Terrain	Steep
View / Lot	Lake
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	2,306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	33-650-18-000
Street Address	19770 EXPLORER DR
City	PENN VALLEY
State	CA
Zip	95946-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-PD
Legal Description	LOT 2501 LAKE WILDWOOD UNIT #5
Legal Subdivision	LAKE WILDWOOD UNIT #5
Legal Lot Number	2501
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2001
Census Tract	401

Owner

19770 Explorer Dr is owned by a company that bought it in June 2026.

Source: Nevada County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	5537 WHITFIELD WAY, CARMICHAEL, CA 95608-3038
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Construction Mortgage SILVER BR CAPITAL
Jun 23, 2026	Grant Deed, Transfer · Construction Mortgage CAPITAL LLC
Jan 26, 2022	Intrafamily Transfer, Transfer
Oct 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 24, 2021	Transfer on Death Deed, Transfer
Feb 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Mar 7, 2018	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	20269852
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0000001961
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Jun 23, 2026
Property Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478
Document Number	0000009853
Instrument Date	Jun 17, 2026
Instrument	20269853
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	5537 WHITFIELD WAY, CARMICHAEL, CA 95608-3038

Mortgage

Document Number	0000009853,
Date	Jun 23, 2026
Instrument	20269853

Lender

Name	SILVER BR CAPITAL

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Jan 1, 2027

Interest

Rate	6.51%
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jun 23, 2026
Property Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478
Document Number	0000009852
Instrument Date	Jun 9, 2026
Instrument	20269852
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,717.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5537 WHITFIELD WAY, CARMICHAEL, CA 95608-3038

Mortgage

Document Number	0000009853,
Date	Jun 23, 2026
Instrument	20269853

Lender

Name	CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Jan 1, 2027

Interest

Rate	6.37%
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jan 26, 2022
Property Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478
Document Number	0000001961
Map Reference	MB 4 PG 9
Instrument Date	Nov 8, 2021
Instrument	20220001961
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14508 N 162ND LN, SURPRISE, AZ 85379-5052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020350
Date	Oct 17, 2018
Instrument	20180020350

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NEVADA CA
Recording Date	May 24, 2021
Property Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478
Document Number	0000018297
Map Reference	MB 4 PG 9
Instrument Date	Apr 30, 2021
Instrument	20210018297
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Feb 25, 2021
Property Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478
Document Number	0000006704
Map Reference	MB 4 PG 9
Instrument Date	Feb 19, 2021
Instrument	20210006704
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478

Mortgage

Document Number	0000006705
Date	Feb 25, 2021
Instrument	20210006705

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 7, 2018
Property Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478
Document Number	0000004471
Map Reference	MB4 PG9
Instrument Date	Mar 6, 2018
Instrument	20180004471
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19770 EXPLORER DR, PENN VALLEY, CA 95946-9478

Mortgage

Document Number	0000004472
Date	Mar 7, 2018
Instrument	20180004472

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19770 Explorer Dr was $7,390.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,791 (+2%) Land $98,648 Building $449,143
2025	$7,390.00	$537,051 Land $96,714 Building $440,337
2023	$7,069.00 (+3.93%)	$516,198 Land $92,959 Building $423,239	$459,720
2022	$6,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19770 Explorer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19770 Explorer Dr is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LAKE WILDWOOD serves 9,108 people · EPA ID CA2910023
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath, Verizon.

Nearby Properties on Explorer Dr

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