1977 Smitty's Ln, Eagle River, WI 54521 Property Records

Vilas County property record for 1977 Smitty's Ln, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-2129`

Property Details

APN / Parcel Number

Primary APN	`26-2129`
Alternative APN	`1 GL 10-7`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	1977 SMITTYS LN
City	EAGLE RIVER
State	WI
Zip	54521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT GOVT LOT 10 PCL C
Jurisdiction	VILAS WI
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2029
Census Tract	950202

Owner

1977 Smitty's Ln is owned by an individual who acquired it in August 2011.

Source: Vilas County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5535 YELLOWSTONE TRL, MINNETRISTA, MN 55331-9194
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Aug 23, 2011	Trustee's Deed, Foreclosure · Conventional Mortgage PHH HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 23, 2011
Transfer Doc	0000496923
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1977 SMITTYS LN, EAGLE RIVER, WI 54521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000554357
Date	Jun 4, 2018
Instrument	554357

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	1977 SMITTYS LN, EAGLE RIVER, WI 54521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000565257
Date	Sep 26, 2019
Instrument	565257

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2011: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VILAS WI
Recording Date	Aug 23, 2011
Property Address	1977 SMITTYS LN, EAGLE RIVER, WI 54521
Document Number	0000496923
Instrument Date	Aug 23, 2011
Instrument	496923
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000496924
Date	Aug 23, 2011
Instrument	496924

Lender

Name	PHH HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1977 Smitty's Ln was $1,761.

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Washington Town
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,761.00	$280,700 Land $154,800 Building $125,900
2023	$1,793.00	$280,700 Land $154,800 Building $125,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1977 Smitty's Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1977 Smitty's Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3
Bug Tussel Wireless Fixed Wireless	50 / 8

May also be available: SonicNet.

Cell Coverage

4G LTE only, no 5G reported

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