1977 Point Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 1977 Point Rd, Schellsburg, PA 15559

Property Summary

Property Type	Rural Home
Details	1,480 sqft · built 1900
Lot Size	18.9 acres (824,155 sqft)
Owner	Individual Name on Record
Last Sale	$91,900 (Jun 2010)
Tax Bill	$1,354 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone A (high risk)
APN	`D.08-0.00-002`

Property Details

APN / Parcel Number

Primary APN	`D.08-0.00-002`
Alternative APN	`220-014909`

Interior

Stories	2 Stories
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	824,155 sqft (18.9 acres)
Shed	1 Shed

Location & Zoning

Street Address	1977 POINT RD
City	SCHELLSBURG
State	PA
Zip	15559-8863
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	BEDFORD PA
Township / Civil Division	NAPIER
Census Block Group	1
Census Block	1028
Census Tract	960900

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1977 POINT RD, SCHELLSBURG, PA 15559-8863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Oct 6, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2010 · Amount on Record
Deed Sale	Jun 10, 2010 · Amount on Record
Deed Document Number	20103067
Deed Book / Page	1336 / 894
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	1336/894
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1977 POINT RD, SCHELLSBURG, PA 15559-8863
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5273
Date	Oct 7, 2020
Book Page	2020/5273
Instrument	2020-005273

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	OSTERBURG, PA 16667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1977 POINT RD, SCHELLSBURG, PA 15559-8863
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5267
Date	Oct 6, 2020
Book Page	2020/5267
Instrument	2020-005267

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	OSTERBURG, PA 16667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Napier Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,354.00 (+11.17%)	$92,700 (-) Land $60,900 Building $31,800	$92,700 (-) Land $60,900 Building $31,800
2025	$1,218.00 (-2.48%)	$92,700 (-) Land $60,900 Building $31,800	$92,700 (-) Land $60,900 Building $31,800
2023	$1,249.00 Additional exemption filed	$92,700 Land $60,900 Building $31,800
2012			$92,700 Land $60,900 Building $31,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	10 (1993–2010)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Dec 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Crowsnest Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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