1977 Monroe St, Riverside, CA 92504 Property Records

Riverside County property record for 1977 Monroe St, Riverside, CA 92504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,581 sqft · built 2001
Lot Size2.92 acres (127,195 sqft)
OwnerCompany Name on File
Last Sale$1,550,000 (Feb 2021)
Tax Bill$18,695 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN238-170-028

Property Details

APN / Parcel Number

Primary APN238-170-028
Alternative APN
  • 238170027

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,581 sqft Living Area
Gross Area4,725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeWood
Roof MaterialTile
Lot Area127,195 sqft (2.92 acres)
Garage TypeAttached
Garage Area825 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1977 MONROE ST
CityRIVERSIDE
StateCA
Zip92504-5223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description2.92 ACRES M/L IN POR PAR 2 PM 068/052 PM 8984
Legal SubdivisionPARCEL MAP 8984
Legal Lot Number2
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2035
Census Tract31701

Owner

Source: Riverside County assessment roll, APN 238-170-028, as of August 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1977 MONROE ST, RIVERSIDE, CA 92504-5223
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
BSI FINANCIAL SERVICES
Mar 23, 2021Intrafamily Transfer, Transfer
Feb 10, 2021Intrafamily Transfer, Transfer
TRICO TITLE COMPANY, TICOR TITLE COMPANY
Feb 10, 2021Grant Deed, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Jun 30, 2017Intrafamily Transfer, Transfer · ARM
RECOVCO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2021 · Amount on Record
Deed SaleFeb 10, 2021 · Amount on Record
Deed Document Number202190809
Last Transfer DateFeb 20, 2021
Transfer Doc0000181845
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1977 MONROE ST, RIVERSIDE, CA 92504-5223
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1977 MONROE ST, RIVERSIDE, CA 92504-5223

Mortgage

Document Number0000120830
DateMar 11, 2022
Instrument2022-0120830
Lender
NameBSI FINANCIAL SERVICES
TypeNon-Lending Institution
AddressYORBA LINDA, CA 92886
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateMar 23, 2021
Property Address1977 MONROE ST, RIVERSIDE, CA 92504-5223
Document Number0000181845
Map ReferenceMB 68 PG 52&53
Instrument DateFeb 20, 2021
Instrument2021-0181845
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1977 MONROE ST, RIVERSIDE, CA 92504-5223

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateFeb 10, 2021
Property Address1977 MONROE ST, RIVERSIDE, CA 92504-5223
Document Number0000090810
Map ReferenceMB 68 PG 52&53
Instrument DateJan 28, 2021
Instrument2021-0090810
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1977 MONROE ST, RIVERSIDE, CA 92504-5223

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateFeb 10, 2021
Property Address1977 MONROE ST, RIVERSIDE, CA 92504-5223
Document Number0000090809
Map ReferenceMB 68 PG 52&53
Instrument DateJan 13, 2021
Instrument2021-0090809
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1977 MONROE ST, RIVERSIDE, CA 92504-5223

Mortgage

Document Number0000090811
DateFeb 10, 2021
Instrument2021-0090811
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateJun 30, 2017
Property Address1977 MONROE ST, RIVERSIDE, CA 92504-5223
Document Number0000270050
Map ReferenceMB 68 PG 52&53
Instrument DateMay 26, 2017
Instrument2017-0270050
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1977 MONROE ST, RIVERSIDE, CA 92504-5223

Mortgage

Document Number0000270051
DateJun 30, 2017
Instrument2017-0270051
Lender
NameRECOVCO MORTGAGE MANAGEMENT LLC
TypeNon-Lending Institution
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2047
Interest
Rate TypeAdjustable Rate
Rate5.18%
Type Change DateJul 01, 2024
Change FrequencyAnnually
Min Rate At Change5.18%
Max Rate At Change7.18%
Index1-Year LIBOR
Max Rate10.1%

Tax Assessment & Valuation

Source: Riverside County assessment roll as of August 6, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$18,695.00 (+3.87%)$1,677,768 (+4.04%) Land $162,364 Building $1,515,404
2023$17,998.00 (+1.89%)$1,612,620 Land $156,060 Building $1,456,560
2022$17,664.00
2021$1,373,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650317012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 33 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3310031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF RIVERSIDE
serves 302,776 people
Water SourceGroundwater influenced by surface water
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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