Merced County property record for 1977 Davis Dr, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,681 sqft · built 1997 |
| Lot Size | 0.163 acres (7,102 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,000 (Jul 1997) |
| Tax Bill | $7,066 (2025) |
| Deeds & Mortgages | Sep 2026 Reverse Mortgage Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-405-007-000 |
| Primary APN | 083-405-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,681 sqft Living Area |
| Gross Area | 635 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Lot Area | 7,102 sqft (0.163 acres) |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 66 sqft |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 083-405-007 |
|---|---|
| Street Address | 1977 DAVIS DR |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLL GREENS #2-5B LOT 374 |
| Legal Subdivision | COLLEGE GREENS 02 5B |
| Legal Lot Number | 374 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2303 |
Source: Merced County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1977 DAVIS DR, LOS BANOS, CA 93635-5343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Reverse Mortgage ACCESS LENDING |
| Feb 8, 2017 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 1997 · Amount on Record |
| Deed Sale | Jul 24, 1997 · Amount on Record |
| Deed Document Number | 199723632 |
| Deed Book / Page | 3616 / 341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 11, 2026 |
| Property Address | 1977 DAVIS DR, LOS BANOS, CA 93635-5343 |
| Document Number | 0000024396 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202624396 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1977 DAVIS DR, LOS BANOS, CA 93635-5343 |
| Document Number | 0000024396, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 202624396 |
| Name | ACCESS LENDING |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 909 Months |
| Due | Jun 6, 2102 |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1977 DAVIS DR, LOS BANOS, CA 93635-5343 |
| Document Number | 0000007617 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1977 DAVIS DR LOS BANOS CA 936355343, LOS BANOS, CA 93635-5343 |
| Document Number | 0000007617 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 7617 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | EAGAN, MN 55121 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 7, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $300,248 (+2%) Land $48,842 Building $251,406 | |
| 2025 | $7,066.00 (+2.67%) | $294,362 (+4.04%) Land $47,885 Building $246,477 |
| 2023 | $6,882.00 (+0.95%) | $282,934 Land $46,027 Building $236,907 |
| 2022 | $6,817.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
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