1977 4th St E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1977 4th St E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 770 sqft · built 1947
Lot Size	0.118 acres (5,120 sqft)
Owner	Individual Name on Record
Last Sale	$243,400 (Oct 2023)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-29-22-24-0036`

Property Details

APN / Parcel Number

Primary APN	`35-29-22-24-0036`
Alternative APNs	`8041279` `57152`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	770 sqft Living Area
1st Floor Area	770 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	57152
Street Address	1977 4TH ST E
City	SAINT PAUL
State	MN
Zip	55119-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILD ROSE ADDITION LOT 44 BLK 1
Legal Range	22
Legal Township	29
Legal Section	35
Legal Subdivision	WILD ROSE ADDITION
Legal Block	1
Legal Lot Number	44
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3002
Census Tract	34702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1977 4TH ST E, SAINT PAUL, MN 55119-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage HIWAY CU
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Deed Document Number	20232762810
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 13, 2023
Property Address	1977 4TH ST E, SAINT PAUL, MN 55119-4005
Document Number	0T02762810
Instrument Date	Jul 31, 2023
Instrument	T02762810
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.22
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1977 4TH ST E, SAINT PAUL, MN 55119-4005

Mortgage

Document Number	0T02762811
Date	Oct 13, 2023
Instrument	T02762811

Lender

Name	HIWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1977 4TH ST E, SAINT PAUL, MN 55119-4005
Document Number	0002602010
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1977 4TH # ST PAUL MN 55119, ST PAUL, MN 55119

Mortgage

Document Number	0002602010
Date	Nov 20, 2017
Instrument	2602010

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,600 (-1.66%) Land $38,600 Building $187,000	$225,600 (-1.66%) Land $38,600 Building $187,000
2025	$3,592.00 (+5.28%) Homeowner's exemption	$229,400 (+4.46%) Land $38,600 Building $190,800	$229,400 (+4.46%) Land $38,600 Building $190,800
2023	$3,412.00 Homeowner's exemption	$219,600 Land $24,000 Building $195,600	$219,600 Land $24,000 Building $195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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