1976 Lin Lor Ln, Elgin, IL 60123 Property Records

Kane County property record for 1976 Lin Lor Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,532 sqft · built 1968
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2026)
Tax Bill	$7,163 (2025)
Deeds & Mortgages	Jul 2026 Transfer Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-278-021`

Property Details

APN / Parcel Number

Primary APN	`06-16-278-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	1,532 sqft
Basement Area	1,532 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1976 LIN LOR LN
City	ELGIN
State	IL
Zip	60123-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY KNOLLS UNIT 8 LOT 41
Legal Subdivision	COUNTRY KNOLLS
Legal Block	3
Legal Lot Number	41
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3018
Census Tract	851904

Owner

1976 Lin Lor Ln is owned and occupied by an individual who bought it in April 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1976 LIN LOR LN, ELGIN, IL 60123-4919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2026	Warranty Deed, Transfer · Seller Carry-Back E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Jun 29, 1999 · Amount on File
Deed Document Number	202615874
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jul 16, 2026
Property Address	1976 LIN LOR LN, ELGIN, IL 60123-4919
Document Number	0000030174
Instrument Date	Jul 13, 2026
Instrument	202630174
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 GOLF COURSE RD, 2, CRYSTAL LAKE, IL 60014-8815

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 20, 2026
Property Address	1976 LIN LOR LN, ELGIN, IL 60123-4919
Document Number	0000015874
Instrument Date	Apr 20, 2026
Instrument	2026.15874
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,995.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1976 LIN LOR LN, ELGIN, IL 60123-4919

Mortgage

Document Number	0000015875,
Date	Apr 20, 2026
Instrument	2026.15875

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	60 Months
Due	Apr 30, 2031

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1976 Lin Lor Ln was $7,163, up 5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,163.00 (+5.03%) Homeowner's exemption Senior Citizen's exemption	$109,900 (+8.57%) Land $27,140 Building $82,760	$329,832 (+8.57%) Land $81,453 Building $248,379
2024	$6,820.00	$101,225 Land $24,998 Building $76,227	$303,797 Land $75,024 Building $228,773
2022	$6,276.00 (+5.07%) Homeowner's exemption	$83,386 (+6.96%) Land $20,593 Building $62,793	$250,158 (+6.96%) Land $61,779 Building $188,379
2021	$5,973.00 Homeowner's exemption	$77,960 Land $19,253 Building $58,707	$233,880 Land $57,759 Building $176,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1976 Lin Lor Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1976 Lin Lor Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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