1976 Gale Rd, Eaton Rapids, MI 48827 Property Records

Ingham County property record for 1976 Gale Rd, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,778 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Oct 2018)
Tax Bill	$4,982 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-09-09-30-400-016`

Property Details

APN / Parcel Number

Primary APN	`33-09-09-30-400-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
1st Floor Area	889 sqft
Basement Area	889 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	576 sqft
Porch	Slab
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1976 GALE RD
City	EATON RAPIDS
State	MI
Zip	48827-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 HIGH D
Legal Description	AU 30-8 BEG AT SE COR OF SEC 30 -S89D 55' 25"W ALNG S SEC LN 402.24 FT -N00D 03' 07"E 326 FT -N89D 55' 25"E 401.95 FT -S ALNG
Legal Range	02W
Legal Township	02N
Legal Section	30
Jurisdiction	INGHAM MI
Township / Civil Division	AURELIUS
Census Block Group	1
Census Block	1032
Census Tract	6401

Owner

1976 Gale Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1976 GALE RD, EATON RAPIDS, MI 48827-9692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2018	Warranty Deed, Transfer · FHA Mortgage BELL TITLE AGENCY
Apr 17, 2017	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	201834045
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	1976 GALE RD, EATON RAPIDS, MI 48827-9692
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026816
Date	Aug 9, 2019
Instrument	2019-026816

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Oct 3, 2018
Property Address	1976 GALE RD, EATON RAPIDS, MI 48827-9692
Document Number	0000034045
Instrument Date	Sep 27, 2018
Instrument	2018-034045
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1976 GALE RD, 1976, EATON RAPIDS, MI 48827-9692

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7466 FENTON ST, DEARBORN HEIGHTS, MI 48127-1752

Mortgage

Document Number	0000034046
Date	Oct 3, 2018
Instrument	2018-034046

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Apr 17, 2017
Property Address	1976 GALE RD, EATON RAPIDS, MI 48827-9692
Document Number	0000014893
Instrument Date	Apr 5, 2017
Instrument	2017-014893
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TRI TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1976 GALE RD, 1976, EATON RAPIDS, MI 48827-9692

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 S MILLER DR APT 8, 8, EATON RAPIDS, MI 48827-2608

Mortgage

Document Number	0000014894
Date	Apr 17, 2017
Instrument	2017-014894

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1976 Gale Rd was $4,982 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Aurelius Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,600 (+4.42%) Land $21,900 Building $171,700	$387,200 (+4.42%) Land $43,800 Building $343,400
2025	$4,982.00 Homeowner's exemption	$185,400 Land $24,000 Building $161,400	$370,800 Land $48,000 Building $322,800
2023		$162,100 Land $15,400 Building $146,700	$324,200 Land $30,800 Building $293,400
2019	$4,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1976 Gale Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1976 Gale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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