19757 Fleet Rd, Elgin, IA 52141 Property Records

Fayette County property record for 19757 Fleet Rd, Elgin, IA 52141

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,816 sqft · built 1900
Lot Size	219 acres (9,559,242 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,482 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0831200005`

Property Details

APN / Parcel Number

Primary APN	`0831200005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
1st Floor Area	580 sqft
Basement Area	674 sqft
Unfinished Basement	674 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Composition/Composite
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,559,242 sqft (219 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	208 sqft
Lean-To	Lean-To
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19757 FLEET RD
City	ELGIN
State	IA
Zip	52141-9486
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE NW, 1 AC NE COR SW NW, FRL SE NW EX 7 1/2 AC SE COR & EX COM SW COR SE NW, TH E 32 RDS, TH N 28 RD TO BRINK OF HILL, TH
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	1
Census Block	1102
Census Tract	80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19757 FLEET RD, ELGIN, IA 52141-9486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	19757 FLEET RD, ELGIN, IA 52141-9486
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1524
Date	Jun 15, 2023
Book Page	2023/1524
Instrument	2023-1524

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 1, 2024

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	19757 FLEET RD, ELGIN, IA 52141-9486
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2643
Date	Aug 28, 2020
Book Page	2020/2643
Instrument	2020-2643

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 3, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,482.00	$871,230 (+1.13%) Land $349,070 Building $522,160	$871,230 (+1.13%) Land $349,070 Building $522,160
2025	$9,482.00 (+35.96%) Homeowner's exemption	$861,500 (+143.09%) Land $349,070 Building $512,430	$861,500 (+143.09%) Land $349,070 Building $512,430
2024	$6,974.00 (+30.6%)
2023		$354,400 (+26.14%) Land $277,380 Building $77,020	$354,400 (+26.14%) Land $277,380 Building $77,020
2022	$5,340.00 Additional exemption filed	$280,950 Land $219,270 Building $61,680
2021			$280,950 Land $219,270 Building $61,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

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