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19756 78th Pl, Live Oak, FL 32060 Property Records

Suwannee County property record for 19756 78th Pl, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,980 sqft · built 2007
Lot Size3.7 acres (161,172 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Aug 2023)
Tax Bill$2,907 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-02S-12E-09965-002000

Property Details

APN / Parcel Number

Primary APN18-02S-12E-09965-002000
Alternative APN
  • 09965002000

Interior

Full Baths4 Baths
Stories1 Story
Building Area1,980 sqft Living Area
1st Floor Area3,303 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialVinyl
Lot Area161,172 sqft (3.7 acres)
Patio Area1,848 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number09965002000
Street Address19756 78TH PL
CityLIVE OAK
StateFL
Zip32060-7722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 3.70 ACRES FOR PT OF REF COM AT THE NE COR OF THE S1/2 OF SE1/4 OF SW1/4 & RUN S 00 DEG 49'38 E 662.31 FT THENCE S 88 DEG
Legal Range12E
Legal Township02S
Legal Section18
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1047
Census Tract970304

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19756 78TH PL, LIVE OAK, FL 32060-7722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2023 · Amount on Record
Deed SaleAug 7, 2023 · Amount on Record
Prior SaleFeb 23, 2009
Deed Document Number2023269256
Deed Book / Page2458 / 279
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateAug 7, 2023
Property Address19718 78TH PL, LIVE OAK, FL 32060-7722
Document Number0000269256
Book / Page2458 / 279
Instrument DateAug 4, 2023
Instrument2023269256
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyABSTRACT AND TITLE SERVICES INC, ABSTRACT AND TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19756 78TH PL, LIVE OAK, FL 32060-7722

Mortgage

Document Number0000000282
DateAug 7, 2023
Instrument2458/282
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2038

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$171,083 (+68.03%)$171,273 (+21.98%) Land $32,097 Building $139,176
2024$2,907.00 (+46.01%)
2023$1,991.00 (-28.17%) Homeowner's exemption$101,816 (-13.82%)$140,405 (+1.09%) Land $47,115 Building $93,290
2022$2,772.00 Homeowner's exemption$118,148$138,890 Land $42,578 Building $96,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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