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19754 Tesoro Way, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19754 Tesoro Way, Estero, FL 33967

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,010 sqft · built 2012
Lot Size0.174 acres (7,579 sqft)
Owner2 Individual Names on Record
Last Sale$356,000 (Mar 2020)
Tax Bill$6,885 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-46-25-E4-11000.2810

Property Details

APN / Parcel Number

Primary APN22-46-25-E4-11000.2810
Alternative APNs
  • 252246E4110002810
  • 10510947

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,010 sqft Living Area
Gross Area3,632 sqft
1st Floor Area1,655 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,579 sqft (0.174 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFlorida Room
Patio Area633 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10510947
Street Address19754 TESORO WAY
CityESTERO
StateFL
Zip33967-5683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionRESERVE AT ESTERO PHASE 2 DESC IN INST#2005-25021 LOT 281
Legal Range25E
Legal Township46S
Legal Section22
Legal SubdivisionESTERO
Legal Phase2
Legal TractE4
Legal Block1
Legal Lot Number281
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50207

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1610 KRAFFEL CT, CHESTERFIELD, MO 63017-8058
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Mar 12, 2020Warranty Deed, Transfer · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Prior SaleMar 8, 2012 · Amount on Record
Deed Document Number202063589
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address19754 TESORO WAY, ESTERO, FL 33967-5683
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address19754 TESORO WAY, ESTERO, FL 33967-5683

Mortgage

Document Number0000321048
DateSep 30, 2021
Instrument2021000321048
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term121 Months
DueOct 1, 2031

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 12, 2020
Property Address19754 TESORO WAY, ESTERO, FL 33967-5683
Document Number0000063589
Instrument DateMar 9, 2020
Instrument63589
Transaction TypeTransfer
Record UpdatedApr 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,492.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1610 KRAFFEL CT CHESTERFIELD MO 630178058, CHESTERFIELD, MO 63017-8058

Mortgage

Document Number63590
DateMar 12, 2020
Instrument63590
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 11, 2030

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,348 (-2.57%) Land $89,293 Building $380,055$469,348 (-10.01%) Land $89,293 Building $380,055
2025$6,885.00 (+7.33%)$481,721 (-8.43%)$521,554 (-0.85%) Land $100,938 Building $420,616
2023$6,415.00 (+13.08%)$526,040 (+22.66%) Land $113,376 Building $412,664$526,040 (+22.66%) Land $113,376 Building $412,664
2022$5,673.00$428,870 Land $95,685 Building $333,185$428,870 Land $95,685 Building $333,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 160 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies160 in force
Nearby Flood Claims19 (2017–2022)
Claims Outside the SFHA18 of 19
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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