1975 Valley Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1975 Valley Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,220 sqft · built 1973
Lot Size	0.367 acres (15,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Dec 2021)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-671-12034402`

Property Details

APN / Parcel Number

Primary APN	`02-671-12034402`
Alternative APNs	`2-671-12034402` `67112034402`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	1,492 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,975 sqft (0.367 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	140 sqft
Deck Area	220 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	67112034402
Street Address	1975 VALLEY RD
City	ANNAPOLIS
State	MD
Zip	21401-6741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 109 PL 5 ROLLING KNOLLS
Legal Subdivision	ROLLING KNOLLS
Legal Block	1
Legal Lot Number	109
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	702402

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1975 VALLEY RD, ANNAPOLIS, MD 21401-6741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 6, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Nov 5, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Deed Book / Page	38026 / 393
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0378670044
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1975 VALLEY RD, ANNAPOLIS, MD 21401-6741
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374600295
Date	Sep 1, 2021
Book Page	37460/295

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jun 1, 2036

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 6, 2021
Property Address	1975 VALLEY RD, ANNAPOLIS, MD 21401-6741
Document Number	0380260393
Book / Page	38026 / 393
Map Reference	MB 37 PG 46
Instrument Date	Nov 15, 2021
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1975 VALLEY RD, ANNAPOLIS, MD 21401-6741

Mortgage

Document Number	0038026401
Date	Dec 6, 2021
Instrument	38026/401

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 5, 2021
Property Address	1975 VALLEY RD, ANNAPOLIS, MD 21401-6741
Document Number	0378670044
Book / Page	37867 / 44
Map Reference	MB 37 PG 46
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 VALLEY RD, ANNAPOLIS, MD 21401-6741

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,400 (+6.05%) Land $216,900 Building $267,500	$484,400 (-) Land $216,900 Building $267,500
2025	$5,117.00 (+2.18%) Homeowner's exemption	$456,767 (+13.77%)	$484,400 (+20.65%) Land $216,900 Building $267,500
2024	$5,008.00 (+14.23%)
2023	$4,384.00 Homeowner's exemption	$401,500 Land $216,900 Building $184,600	$401,500 Land $216,900 Building $184,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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