1975 Spinnaker Ct, Aurora, IL 60503 Property Records

Will County property record for 1975 Spinnaker Ct, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1998
Lot Size	0.22 acres (9,594 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jun 2022)
Tax Bill	$9,183 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-05-109-019`

Property Details

APN / Parcel Number

Primary APN	`07-01-05-109-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,395 sqft Total Area
1st Floor Area	1,395 sqft
Basement Area	1,395 sqft
Finished Basement	437 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Construction Type	Frame
Lot Area	9,594 sqft (0.22 acres)
Garage Type	Detached
Garage Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1975 SPINNAKER CT
City	AURORA
State	IL
Zip	60503-5746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 IN HARBOR SPRINGS UNIT THREE, P.U.D., A SUB OF PRT OF THE NW1/4 OF SEC 5, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	05
Legal Subdivision	HARBOR SPRINGS
Legal Block	3
Legal Lot Number	73
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3009
Census Tract	880324

Owner

1975 Spinnaker Ct is owned and occupied by two individuals who bought it in June 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1975 SPINNAKER CT, AURORA, IL 60503-5746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Nov 18, 2008
Deed Document Number	202250593
Prior Transfer Date	Oct 1, 2008
Prior Transfer Doc	0000138225
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 30, 2022
Property Address	1975 SPINNAKER CT, AURORA, IL 60503-5746
Document Number	0000050593
Map Reference	DOC R97-33991
Instrument Date	Jun 11, 2022
Instrument	R2022050593
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1975 SPINNAKER CT, 1975, AURORA, IL 60503-5746

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1906 INDIAN HILL LN, AURORA, IL 60503-3642

Mortgage

Document Number	0000050594
Date	Jun 30, 2022
Instrument	R2022050594

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1975 SPINNAKER CT, AURORA, IL 60503-5746
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 SPINNAKER CT, AURORA, IL 60503-5746

Mortgage

Document Number	0000106459
Date	Sep 28, 2021
Instrument	R2021106459

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	5328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1975 Spinnaker Ct was $9,183.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,183.00	$118,060 (+9.95%) Land $25,573 Building $92,487	$354,180 (+9.95%) Land $76,719 Building $277,461
2024		$107,376 Land $23,259 Building $84,117	$322,128 Land $69,777 Building $252,351
2022	$7,675.00 Homeowner's exemption	$83,132 Land $19,437 Building $63,695	$249,396 Land $58,311 Building $191,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1975 Spinnaker Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1975 Spinnaker Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Spinnaker Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures