1975 S Garrison Chapel Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 1975 S Garrison Chapel Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1996
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Tax Bill	$1,325 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-01120-01`

Property Details

APN / Parcel Number

Primary APN	`016-01120-01`
Alternative APN	`53-09-09-200-010.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)
Terrain	High
Garage Type	Mixed
Garage Area	696 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-01120-01
Street Address	1975 S GARRISON CHAPEL RD
City	BLOOMINGTON
State	IN
Zip	47403-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PT SE NW 9-8-2W 1.03A
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1975 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1975 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021009469
Date	May 19, 2021
Instrument	2021009469

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1975 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020014149
Date	Sep 2, 2020
Instrument	2020014149

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1975 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Transaction Type	Mortgage
Record Updated	Aug 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019009548
Date	Jul 10, 2019
Instrument	2019009548

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1975 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018016784
Date	Dec 18, 2018
Instrument	2018016784

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 1, 2028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1975 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018007445
Date	Jun 7, 2018
Instrument	2018007445

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2028

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00 (-5.83%)	$195,300 (+3.94%) Land $50,200 Building $145,100	$195,300 (+3.94%) Land $50,200 Building $145,100
2024	$1,407.00 (+76.76%)
2023		$187,900 (+42.67%) Land $46,100 Building $141,800	$187,900 (+42.67%) Land $46,100 Building $141,800
2022	$796.00	$131,700 Land $35,100 Building $96,600	$131,700 Land $35,100 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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