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  5. Rutledge Ford Rd

1975 Rutledge Ford Rd, Decherd, TN 37324 Property Records

Franklin County property record for 1975 Rutledge Ford Rd, Decherd, TN 37324 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 916 sqft · built 1994
Lot Size1.19 acres (51,836 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (May 2022)
Tax Bill$481 (2025)
Deeds & MortgagesMay 2022 Transfer
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN026021 00501

Property Details

APN / Parcel Number

Primary APN026021 00501
Alternative APN
  • 021 00501

Interior

Full Baths1 Bath
Stories1 Story
Building Area916 sqft Living Area
1st Floor Area916 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area51,836 sqft (1.19 acres)
TerrainRolling
PorchSlab
Porch Area72 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1975 RUTLEDGE FORD RD
CityDECHERD
StateTN
Zip37324-4643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 09, COUNTY AREA: R02
JurisdictionFRANKLIN TN
Township / Civil Division6
Census Block Group1
Census Block1012
Census Tract960100

Owner

Source: Franklin County records · APN 026021 00501

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1975 RUTLEDGE FORD RD, DECHERD, TN 37324-4643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Intrafamily Transfer, Transfer
May 14, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS COMMUNITY BANK
Mar 11, 2019Deed of Trust, Mortgage · ARM
CITIZENS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Prior SaleMay 14, 2021 · Amount on Record
Deed Document Number20224211
Deed Book / Page466 / 575
Prior Transfer DateApr 19, 2022
Prior Transfer Doc0022004041
Record UpdatedJun 08, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN TN
Recording DateMay 16, 2022
Property Address1975 RUTLEDGE FORD RD, DECHERD, TN 37324-4643
Document Number0022004041
Book / PageD0466 / 403
Instrument DateMay 16, 2022
Instrument22004041
Transaction TypeTransfer
Record UpdatedMay 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1975 RUTLEDGE FORD RD, DECHERD, TN 37324-4643

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateMay 14, 2021
Property Address1975 RUTLEDGE FORD RD, DECHERD, TN 37324-4643
Document Number0021004362
Book / PageD0454 / 518
Instrument DateMay 12, 2021
Instrument21004362
Transaction TypeTransfer
Record UpdatedJun 03, 2021
Title CompanyACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$462.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1975 RUTLEDGE FORD RD, DECHERD, TN 37324-4643

Mortgage

Document Number0021004363
DateMay 14, 2021
Instrument21004363
Lender
NameCITIZENS COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN TN
Property Address1975 RUTLEDGE FORD RD, DECHERD, TN 37324-4643
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001349
DateMar 11, 2019
Book PageT1280/294
Instrument19001349
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyAnnually
IndexPrime Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$481.00 (+10.32%)$24,125 (-) Land $4,750 Building $19,375
2023$24,125 Land $4,750 Building $19,375
2022$436.00$96,500 Land $19,000 Building $77,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (47051C), updated April 23, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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