1975 Pine St, Northfield (Winnetka), IL 60093 Property Records

Cook County property record for 1975 Pine St, Northfield, IL 60093

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,928 sqft · built 1997
Lot Size0.486 acres (21,150 sqft)
OwnerIndividual Name on Record
Last Sale$858,000 (Sep 2013)
Tax Bill$21,948 (2023)
Deeds & MortgagesMar 2024 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-13-400-042

Property Details

APN / Parcel Number

Primary APN04-13-400-042
Alternative APN
  • 04-13-400-042-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,928 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area21,150 sqft (0.486 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1975 PINE ST
CityNORTHFIELD
StateIL
Zip60093-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range12E
Legal Township42N
Legal Section13
Legal SubdivisionGENESIS BUILDERS
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionNORTHFIELD
Census Block Group1
Census Block1029
Census Tract801800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1975 PINE ST, NORTHFIELD, IL 60093-1126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK
Apr 14, 2017Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2013 · Amount on Record
Deed SaleSep 18, 2013 · Amount on Record
Prior SaleJul 17, 2000 · Amount on Record
Deed Document Number201326057
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1975 PINE ST, NORTHFIELD, IL 60093-1126
Transaction TypeMortgage
Record UpdatedApr 8, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1975 PINE ST, NORTHFIELD, IL 60093-1126

Mortgage

Document Number0008714264
DateMar 27, 2024
Instrument2408714264
Lender
NameUS BANK NA
TypeBank
AddressDEERFIELD, IL 60015
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1975 PINE ST, NORTHFIELD, IL 60093-1126
Document Number2031739002
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1975 PINE ST NORTHFIELD IL 600931126, NORTHFIELD, IL 60093-1126

Mortgage

Document Number2031739002
DateNov 12, 2020
Instrument31739002
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 11, 2035
Interest
Rate2.75%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1975 PINE ST, NORTHFIELD, IL 60093-1126
Document Number1712808071
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1975 PINE ST NORTHFIELD IL 600931126, NORTHFIELD, IL 60093-1126

Mortgage

Document Number1712808071
DateMay 8, 2017
Instrument12808071
Lender
NameUS BK
TypeBank
AddressDEERFIELD, IL 60015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueMay 7, 2029
Interest
Rate TypeAdjustable Rate
Rate3.54%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNorthfield Township
MunicipalityNorthfield Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictSunset Ridge School District 29 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,001 (+27.62%) Land $26,438 Building $107,563$1,340,010 (+27.62%) Land $264,380 Building $1,075,630
2023$21,948.00 (+5.56%)
2022$20,792.00 Homeowner's exemption$105,000 Land $27,495 Building $77,505$1,050,000 Land $274,950 Building $775,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 units insured
incl. 32 condo units
Nearby Flood Claims86 (1979–2020)
Claims Outside the SFHA51 of 86
Most Recent ClaimNov 2020
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms And Flooding, Sep 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHFIELD
serves 5,751 people · EPA ID IL0312100
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
currently in violation since Mar 2026
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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