TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1975 PACE WAY, MILPITAS, CA 95035-9078
Mortgage
Document Number
0025921019
Date
Dec 18, 2025
Instrument
25921019
Lender
Name
GENERAL MORTGAGE CAPITAL CORP
Type
Mortgage Company
Address
1350 BAYSHORE HWY STE 740, BURLINGAME, CA 94010
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2056
Interest
Rate Type
Adjustable Rate
Rate
5.75%
Adjustable
Adjustable Rate Rider
Type Change Date
Jan 1, 2033
Change Frequency
6 Months
Min Rate At Change
2.75%
Max Rate At Change
10.7%
Index
Other
Max Rate
10.7%
June 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
1975 PACE WAY, MILPITAS, CA 95035-9078
Transaction Type
Mortgage
Record Updated
Aug 22, 2023
Title Company
FIDELITY NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1717 HAZELNUT LN, MILPITAS, CA 95035-3871
Mortgage
Document Number
0024996216
Date
Jun 15, 2021
Instrument
24996216
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2051
December 2022: Transfer on Death Deed, Transfer
Document Type
Transfer on Death Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Dec 8, 2022
Property Address
1975 PACE WAY, MILPITAS, CA 95035-9078
Document Number
0025413498
Map Reference
MB 861 PG 1-7
Instrument Date
Nov 22, 2022
Instrument
25413498
Transaction Type
Transfer
Record Updated
Aug 22, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1975 PACE WAY, MILPITAS, CA 95035-9078
December 2022: Transfer on Death Deed, Transfer
Document Type
Transfer on Death Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Dec 8, 2022
Property Address
1975 PACE WAY, MILPITAS, CA 95035-9078
Document Number
0025413497
Map Reference
MB 861 PG 1-7
Instrument Date
Nov 22, 2022
Instrument
25413497
Transaction Type
Transfer
Record Updated
Aug 22, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1975 PACE WAY, MILPITAS, CA 95035-9078
December 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
1975 PACE WAY # 18, 18, MILPITAS, CA 95035-9078
Transaction Type
Mortgage
Record Updated
Oct 13, 2022
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0024080360
Date
Dec 12, 2018
Instrument
24080360
Lender
Name
US BANK NA
Type
Bank
Address
OWENSBORO, KY 42301
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
4.12%
Type Change Date
Jan 1, 2026
Change Frequency
Annually
Min Rate At Change
2.75%
Max Rate At Change
9.12%
Index
1-Year CMT
Max Rate
9.12%
Tax Assessment & Valuation
The 2025 property tax bill for 1975 Pace Way, #18 was $13,631 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Municipality
Milpitas City
Unified School District
Milpitas Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$13,631.00Homeowner's exemption
$1,099,000Land $549,500Building $549,500
2023
$10,013.00 (+0.84%)
$773,628Land $386,859Building $386,769
2022
$9,930.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1975 Pace Way, #18 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Varies along the reach; see FIRM
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 22 individual policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
27 units insured incl. 5 condo units
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 1975 Pace Way, #18 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source
Purchased surface water from several systems
Last State Inspection
Nov 2025
Lead
3 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
Starlink Satellite
280 / 30
Etheric Networks Fixed Wireless
250 / 100
Ridge Wireless Fixed Wireless
100 / 60
May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.